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Old November 23rd, 2004, 12:41 PM
LoriJ
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Default insurance?

My question is for those of you who have purchased travel insurance. Who/What company did you buy it from? Would buying it through my TA be a good idea? I haven't purchased insurance before on previous cruises and I've been just fine. Just want to know what my options are.

Thanks.
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Old November 23rd, 2004, 12:52 PM
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Default Re: insurance?

I went to insuremytrip.com and they had several companies to choose from.
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Old November 23rd, 2004, 01:54 PM
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Default Re: insurance?

I used insuremytrip.com too.

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Old November 23rd, 2004, 02:23 PM
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Default Re: Re: insurance?

I too would suggest insuremytrip.com. IMHO most of the policies offered there cost less and have more generous converage than those I've seen offered by cruiselines & T/A's.
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Old November 23rd, 2004, 07:48 PM
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Default Re: insurance?

I have used Travel Guard the last two cruises we went on.

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Old November 23rd, 2004, 09:05 PM
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Default Re: insurance?

I've been using CSA for the last few cruises and even had to make a claim on the last cruise, they paid promptly and in full, I couldn't complain. I've also purchased more for the next cruise from CSA as well. Its always nice to have, and hope you don't need to use it.

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Old November 23rd, 2004, 10:19 PM
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Default Re: insurance?

Those that have used insuremytrip, how long did it rake to get your policy in the mail? I booked 7 days ago, and have not received mine yet. The policy had a 10 day cancellation, but I can't yet review it to cancel it, if need be.
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Old November 24th, 2004, 09:43 AM
LoriJ
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Default Re: insurance?

Donna,
What's CSA?

Thanks,
LoriJ

Also, thank you to everyone who has responded to this question. I really appreciate it! Have a Happy Thanksgiving.
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Old November 24th, 2004, 12:43 PM
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Default Re: insurance?

A[[rpx what do they charge for a 7 days cruise policy?
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Old November 24th, 2004, 02:26 PM
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Default Re: Re: insurance?

Here is a link for CSA travel insurance:

CSA Travel Insurance

Have a safe trip!

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Old November 24th, 2004, 03:09 PM
cinnamon girl
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Default Re: insurance?

When we booked through Best Price Cruises , we used the insurance they offered (Trip Assured) & actually had to use it due to a death in the family on the day before we were to cruise. The refund process was not difficult. We are looking into booking a cruise in September 05 & have discovered that they now have "change your mind" insurance in addition to regular policies(for a nominal fee) which provides an 80% coverage voucher for a future cruise if you have to cancel for reasons that are not normally covered through regular travel insurance.
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Old November 25th, 2004, 06:54 PM
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Default Re: insurance?

We also used CSA in August during hurricane season and had to use it and was reimbursed within 3 weeks of filing a claim.

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Old November 26th, 2004, 02:14 AM
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Default Re: insurance?

I also used insuremytrip.com, received a very good price for insurance and purchased it within 14 days of putting a deposit on my next cruise. Because of this I received a preexisting condition waiver and I received my 14 page policy via email within a hour and printed it from my computer.
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Old November 27th, 2004, 07:05 AM
spike
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Default Re: insurance?

I used insuremytrip.com too. Here is the deal from my perspective.
You can cancel the cruise reservations , with a full refund, up to final payment(Carnival-about 70 days prior to cruise). Insurance is not refundable, even though you canceled during the full cruise fare refund period. So I usually buy insurance when final payment is made. If you have pre-existing conditions however, buy insuance within the window when you book the cruise. Airline tics, I take my chances with. I can always pay to reschedule my air.
OH. I have canceled a trip insurance policy after reading the fine print, with little problems. Just explain when the policy arrived in the mail.
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