We finally just booked our first cruise to Canada in July. We are still deciding about the insurance. How many of you always get the insurance? Any of you never get the insurance?
My TA said that with the insurance they offer, you can cancel it up to the day before and get a cash refund. There are 6 in our party, so it's not just a few dollars involved here.
All of our other vacations have been to Florida, where we booked our own flights, hotels, etc,. and we never bought any kind of insurance.
Any advice appreciated. Thanks
We always buy travel insurance also and because of Hurricane Frances we had to spend the night in a hotel before coming home and CSA reimbursed. Not only did they pay for the hotel but also for 2 meals and we had no receipt. We did not have to purchase new air fare because American Airlines honored our original purchase under the circumstances and gave us a new flight time.
Teresa and Larry
#36-Carnival Splendor 9/16/12
7 night Mexican Riviera
#37-Allure of the Seas 11/11/12
7 night Eastern Caribbean
We always buy insurance. Luckily we haven't had to use it, but its there if we need it.
Celebrity Century 1/09
Carnival Destiny 10/07
Carnival Destiny 9/06
Monarch of the Seas 3/06
Carnival Inspiration 8/05
Carnival Miracle 4/05
Carnival Inspiration 4/04
Sovereign of the Seas 4/03
average cruise cost: $1000
average insurance cost: $100
If you cruise 10 times and never use it, it was a waste of money.
But hindsight is always 20/20
In all seriousness- I normally never buy any insurance for products I buy, but I always buy cruise insurance because 'you never know' what can happen between when you book and sail, so it's good piece of mind if nothing else.
We never buy it, we have medical insurance if someone gets sick, and we drive to the port so flights are not a consideration, if you fly or do not have medical insurance than you should take it out IMO.
There are numerous reasons to take out the insurance, one main one being, if you do get injured and need to be taken to a hospital by helicopter, our normal insurance does not cover that, cost could easily run up to thousands, there is also lost luggage and delayed flights, etc. IMHO, its a small price to pay to have these things covered, just too much to loose if things go wrong.
“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.“