Hi, We got Travelex Lite policy-we liked that kids were free also! I have had heard other people recommend them. We have not been on our cruise yet, so have not actually USED the policy and we hope NOT to have to use the insurance policy!
We too have purchased Travelex through the Insuremytrip.com site. Arthur Frommer also recommends this coverage. Do check it out. Compare each area of coverage including your trip cancellation and Medical evacauation limit. That is a big one should you become ill. Don't forget to include your air fare too, especially if you are purchasing your air independently.