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Old August 2nd, 2007, 03:22 PM
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Default Insurance purchased after final paid

I am wondering if anyone knows of any trip insurance that I could take out after my trip has been paid......trip isn't until october. Just wondering
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Old August 2nd, 2007, 04:05 PM
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Go to Insuremycruise. They will give you several companies to choose from. Pick the one that suites you best.
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Old August 2nd, 2007, 05:27 PM
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We would like to know if you do find any ins after final payment.

It seems one must get the coverage within 2 weeks of the initial deposit.

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Old August 2nd, 2007, 05:29 PM
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No I have always purchased after final payment which is usually just before the cruise.
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Old August 2nd, 2007, 05:31 PM
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May I ask which company?
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Old August 2nd, 2007, 05:32 PM
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I use Insuremycruise.com It is several companies in one.
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Old August 2nd, 2007, 05:53 PM
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Default Insurance

My PVP told me that it could be added up to 2 weeks prior to sailing...thru Carnival....can anyone else advise?
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Old August 2nd, 2007, 05:54 PM
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OK, I'm going to have Liz look at that site and try to get us some coverage. There is a catch to buying after payment....see below.

I really want it but when she read the fine print and called the other company we tried, they said it had to be within 2 wks of initial deposit.

http://www.insuremytrip.com/p/gen?pi...age=faqs#GQPP3
Q. When is the best time to purchase travel insurance?
A. To receive the most benefit from the travel policy you must purchase the insurance within 7 to 21 days (varies by company and plan) of making your initial trip payment. If the insurance is purchased within the 7 - 21 day period you receive two enhancements (varies by company and plan) to the policy.
1. protection against the financial default of a tour operator, airline or cruise line. (depends on company)
2. the pre-existing medical condition exclusion is usually waived (again, depends on company and plan).
Most companies count the day you make the first trip payment as day one (not the day the check is cashed).


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Old August 2nd, 2007, 05:59 PM
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I guess I was lucky, because none of that applied to us.


DO NOT GET CARNIVAL INSURANCE. If there is a problem, you will need the insurance company to go to bat for you. Since that would most likely be Carnival, you have lost your batter, so you would go battie.
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Old August 2nd, 2007, 10:36 PM
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Well crud, we bought the insurance through Carnival. One of the hazards of being a newbie I guess. We booked through a local TA and she told us we had to decide right then if we wanted the insurance or not. Naturally I wanted the insurance, but felt pressured to go on and get it. I think next time I will book through Carnival or some other online TA and check with insuremycruise.com. live and learn.

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Old August 2nd, 2007, 10:38 PM
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We always buy our Travel Insurance when we book the cruise. Most TI will not cover any pre-existing conditions unless you buy within a certain amount of days from booking (usually two weeks).

If you have no pre-existing conditions (make sure of this!) you can purchase TI anytime up until you cruise.

I agree with Luanne (BIG surprise!). Don't buy the cruiseline insurance.
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Old August 3rd, 2007, 01:25 PM
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Check with a TA. I know the insurance we sell at my company you can purchase up 2 days prior to sailing.. However it won't cover any pre existing conditions. (pre existing - Any change in medical in the last four months.)
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