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Old August 8th, 2007, 07:45 PM
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Default Sorry, another Sail & Sign ??

I know this has been brought up a bazillion times, but I'm getting closer and I didn't take notes the first time.
How much do they usually want you to put on your card? Is it $100 per person for a 4 day cruise?

Also, I asked this recently but I wanted to double check. Is there a way to put on board credit on your sail & sign, before you get there?
Thanks in advance, I know I will get some great answers,
Tammy
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Old August 8th, 2007, 08:20 PM
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From Carnival's website:

The following dollar amounts, per guest, are used as a deposit and placed as a hold on the credit card when the Sail & Sign Account is opened:

2-4 day cruises: $100 deposit pp
5-8 day cruises: $200 deposit pp
9 + day cruises: $350 deposit pp


and also from Carnival's website: :
What are Carnival "Funship" Dollars?

Carnival now offers gift certificates that friends, family travel agents or businesses can purchase for a Carnival Guest.

Funship Dollars come in denominations of: $25 - $50 - $100 - $200 - $500.

Funship Dollars can be redeemed against the cost of a cruise (as payment).

Funship Dollars can be applied as an on board credit on the Guest's Sail and Sign account.

Order Procedures
Certificates are purchased by calling the Reservations Special Programs and Promotions Desk at: 800 906-7603.

The certificates are customized with the name of the person, agency or business that purchased it. The purchaser will fill in the name of the recipient.

The certificate will be mailed to the purchaser upon receipt of payment. *Certificates are valid for 24 months from date of purchase unless otherwise noted.
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Old August 9th, 2007, 10:13 AM
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Thanks for the info. Much appreciated.
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Old August 9th, 2007, 10:19 AM
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Msblackjack, does that mean 2 adults 3 kids, 5 day cruise they put $1000 on hold on your credit card? We will be using a debit card and taking cash as well. Can this amount be altered or do they only hold for those able to sign on the sail and sign card?


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Old August 9th, 2007, 03:10 PM
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Horns - I am pretty sure that is what it means. I personally would not use a debit card though, that hold on your bank account is not a good idea.

If you have a credit card use that or if you want to pay cash as it sounds if your planning on using your debit card I would just bring the cash and put it on the cards. You can also put limits I believe on the kids cards. Also if you dont spend all the money you just go and they will give you refund on the last night.
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Old August 9th, 2007, 03:16 PM
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I have never worried about the charges for the kids, mines been grown for a while; but I do believe you can adjust the charges for the kids.

and certainly agree that you should not use a debit card: for instance, my nephew and his wife used their debit card when they went on the cruise honeymoon, everything went well on the ship, but he called me from the port to ask to use my credit card to get his rental car because the holds on his debit card weren't cleared yet and he couldn't get his rental car (when he called Carnival about the holds, they said it would be 24 - 48 hours before releasing the holds).
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Old August 13th, 2007, 12:29 AM
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Ok.. I'm lost here about the S&S card. ( I haven't sailed yet)..

I thought that if I took a 7 day cruise, they would put $200 from my credit card onto the S&S card.. and THAT would be money I would use while on the ship? ie - pop and souveniers and such..

But in reading these responses here.. it almost sounds like the $200 is merely a deposit.. and that I will still have to come up with more money that I can use on the ship for stuff?

Can someone clarify the S&S card purpose for me please?

thanks
Maureen
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Old August 13th, 2007, 12:47 AM
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Quote:
Originally Posted by mosiegirl
Ok.. I'm lost here about the S&S card. ( I haven't sailed yet)..

I thought that if I took a 7 day cruise, they would put $200 from my credit card onto the S&S card.. and THAT would be money I would use while on the ship? ie - pop and souveniers and such..

But in reading these responses here.. it almost sounds like the $200 is merely a deposit.. and that I will still have to come up with more money that I can use on the ship for stuff?

Can someone clarify the S&S card purpose for me please?

thanks
Maureen
O.K. Here is another of my long explanations.

There are two ways to finance your sail and sign card. The first is with cash. With cash, you are asked to go to the purser's desk some time early on the first day of your cruise. You give them $200 (per cabin, I believe) to activate your card. You use this card like a credit card on the ship. If and when you are close to spending all of the $200, a message is sent to your cabin asking that you come back to the purser's desk to deposit more cash to cover your sail and sign card purchases. If, after a decent amount of time, you do not add money to your card, you account is frozen and no further purchases/charges can be made until you go to the purser's desk and give up more cash. At the end of the cruise, on the night before you debark, you have to go back to the purser's desk and claim whatever funds remain on your account. (I am not a fan of this method for many reasons.) I believe you lose any remaining cash if you do not settle this account before leaving the ship.

The other method is with a credit card (or debit card). When you check in for the cruise, a swipe is taken of your credit card and you sign an authorization. I believe a hold of $250 is placed on your credit card. You are issued your sail and sign card. Now, individual charges are not added to your credit card one at a time but rather the ship's computer keeps track of your purchases. When they exceed the initial $250 hold, an addition hold is placed on your credit card. This is done over and over as long as you continue to rake up charges on your S&S card. The morning of debarkation, a final bill is slipped under your door. You are supposed to look this over carefully. If all is correct, you do nothing. Within a few days a charge will appear on your credit card for the total amount of your S&S charges. If, after looking over your final bill, you find a discrepancy, you should go down to the purser's desk and have this discrepancy taken care of. This is best done BEFORE you leave the ship. If you wait until after you arrive home, it will get taken care of but it may require several phone calls to Carnival and may take several weeks to be adjusted.

How is that?
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Old August 13th, 2007, 01:11 AM
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That does explain it quite a bit.. I'm also curious.. are there any charges I might incur onboard.. that I can't use the S&S card for? Anything onboard that I would need cash for?

Also a bit curious. but do the ships have canned pop? or is it all fountain pop?

thanks
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Old August 13th, 2007, 01:17 AM
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Default Pop

I only saw canned soda being poured into cups for my soda card. I prefer fountain soda.
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Old August 13th, 2007, 10:23 AM
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Quote:
Originally Posted by mosiegirl
That does explain it quite a bit.. I'm also curious.. are there any charges I might incur onboard.. that I can't use the S&S card for? Anything onboard that I would need cash for?

Also a bit curious. but do the ships have canned pop? or is it all fountain pop?

thanks
take cash for the casino and bingo
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Old August 13th, 2007, 11:19 AM
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Nowadays there is nothingon the ship that cannot be paid for with your S&S card. The only time you will need cash is to tip your room servant delivery person.

You can pay for bingo with your sail and sign and use your card in the casino to get chips and to pay the slots.

The ships are virtually cash-free.
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Old August 13th, 2007, 11:22 AM
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Quote:
Originally Posted by IBCRUZIN'
Nowadays there is nothingon the ship that cannot be paid for with your S&S card. The only time you will need cash is to tip your room servant delivery person.

You can pay for bingo with your sail and sign and use your card in the casino to get chips and to pay the slots.

The ships are virtually cash-free.
IBCruizin is correct you can use your S&S charge in the Casino but there is a surcharge - I can't recall the exact percentage they charge you but it is somewhere in the 3 - 5% range of each transaction used in the casino.
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Old August 13th, 2007, 11:41 AM
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The surcharge is 3% which comes to $.60 for $20. I know, I used it constantly. The 3% surcharge was worth the convenience of not having to carry cash to the casino or running out of money. It goes on your credit card with the other purchases so you are not penalized by them.
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Old August 13th, 2007, 12:23 PM
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Quote:
Originally Posted by IBCRUZIN'
The surcharge is 3% which comes to $.60 for $20. I know, I used it constantly. The 3% surcharge was worth the convenience of not having to carry cash to the casino or running out of money. It goes on your credit card with the other purchases so you are not penalized by them.
when you say you are not penalized by the credit card company, do you mean that you dont' pay the cash advance fee surcharged by the credit card company????????? If so, then it would be very convenient to use the S&S card. I hope your answer is yes .
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Old August 13th, 2007, 12:34 PM
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Quote:
Originally Posted by msblackjack
Quote:
Originally Posted by IBCRUZIN'
The surcharge is 3% which comes to $.60 for $20. I know, I used it constantly. The 3% surcharge was worth the convenience of not having to carry cash to the casino or running out of money. It goes on your credit card with the other purchases so you are not penalized by them.
when you say you are not penalized by the credit card company, do you mean that you dont' pay the cash advance fee surcharged by the credit card company????????? If so, then it would be very convenient to use the S&S card. I hope your answer is yes .
That is exactly what I am saying. The "cash advances" against your sail and sign appear on your final ship bill as "purchases" and not "cash advances". Therefore, these transactions are just added to your other charges made on the ship and not individualized as cash advances through your credit card company. Which is why I thought that $.60 for the advantage of being able to get $20 out of the slot machine or $1.50 for $50 to be a good deal. I didn't have to worry about losing money, leaving my purse or wallet somewhere or running out of money. Basically, you are being charged 3% for Carnival to act like your own personal change purse. Which is a good deal to me.
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Old August 13th, 2007, 12:37 PM
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Quote:
Originally Posted by IBCRUZIN'
Quote:
Originally Posted by msblackjack
Quote:
Originally Posted by IBCRUZIN'
The surcharge is 3% which comes to $.60 for $20. I know, I used it constantly. The 3% surcharge was worth the convenience of not having to carry cash to the casino or running out of money. It goes on your credit card with the other purchases so you are not penalized by them.
when you say you are not penalized by the credit card company, do you mean that you dont' pay the cash advance fee surcharged by the credit card company????????? If so, then it would be very convenient to use the S&S card. I hope your answer is yes .
That is exactly what I am saying. The "cash advances" against your sail and sign appear on your final ship bill as "purchases" and not "cash advances". Therefore, these transactions are just added to your other charges made on the ship and not individualized as cash advances through your credit card company. Which is why I thought that $.60 for the advantage of being able to get $20 out of the slot machine or $1.50 for $50 to be a good deal. I didn't have to worry about losing money, leaving my purse or wallet somewhere or running out of money. Basically, you are being charged 3% for Carnival to act like your own personal change purse. Which is a good deal to me.
Awesome, - just goes to show you learn something new everyday --- I was always concerned that the credit card company would get "their piece of my pie" . Thanks for the info.
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Old August 13th, 2007, 12:42 PM
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Quote:
Originally Posted by IBCRUZIN'
Nowadays there is nothingon the ship that cannot be paid for with your S&S card. The only time you will need cash is to tip your room servant delivery person.

You can pay for bingo with your sail and sign and use your card in the casino to get chips and to pay the slots.

The ships are virtually cash-free.
I am pretty sure you meant to say Service and not Servant?
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Old August 13th, 2007, 12:58 PM
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Quote:
Originally Posted by Matlily
Quote:
Originally Posted by IBCRUZIN'
Nowadays there is nothingon the ship that cannot be paid for with your S&S card. The only time you will need cash is to tip your room servant delivery person.

You can pay for bingo with your sail and sign and use your card in the casino to get chips and to pay the slots.

The ships are virtually cash-free.
I am pretty sure you meant to say Service and not Servant?
Yes, I did. typo. room service delivery people are usually tipped a few dollars and that has to be in cash.
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Old August 14th, 2007, 12:08 AM
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Wow, when I started this subject, it started off slow, but I knew you guys would help out a girl in need...
thanks for all the wonderful comments and answers 8)
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Old August 14th, 2007, 12:40 AM
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Tammy,
You asked if you could pre pay. I would be concerned about the certificates getting to you in time. But you can pre pay your cabin's tips, pre pay your tours. You can purchase bar coupons, picture coupons and I alway have a bottle of wine waiting for me in my cabin. The wine and fruit basket is very reasonable and very nice. (The perfect little munchies, cheese, nuts fruit.). These things offset your sail and sign bill at the end of your cruise.
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Old August 14th, 2007, 12:45 AM
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Quote:
Originally Posted by SUSAN CURTIS
Tammy,
You asked if you could pre pay. I would be concerned about the certificates getting to you in time. But you can pre pay your cabin's tips, pre pay your tours. You can purchase bar coupons, picture coupons and I alway have a bottle of wine waiting for me in my cabin. The wine and fruit basket is very reasonable and very nice. (The perfect little munchies, cheese, nuts fruit.). These things offset your sail and sign bill at the end of your cruise.
Yes, we already prepaid tips, I don't think we are doing in specific excursions, I guess i just wanted to have it paid for.
I understand from an early post on this subject, that you can withdrawl cash from your S&S account without paying the fee for cash advance on my credit card?
That would be great.
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Old August 14th, 2007, 12:58 AM
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A word of caution when using debit cards. My nephew used his in April on the Victory and he has overdraft protection on his account and direct deposit (so the bank knew they are going to get their money). He misunderstood the sail and sign policy too and thought they wouldn't go over $300 without him authorizing more...well anyway I had him check his balance on the TV and he was shocked to see that he had a $500 balance! he didn't want to use his overdraft protection so i had to loan him some funds. So if you have overdraft protection as part of your debit account, keep an eye on the sail and sign balance!

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Old August 14th, 2007, 01:22 AM
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Quote:
I understand from an early post on this subject, that you can withdrawl cash from your S&S account without paying the fee for cash advance on my credit card?
That would be great.
That's not quite accurate. Though it isn't charged as a cash advance, Carnival charges a 3% service fee, so it's a pretty costly method.
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Old August 14th, 2007, 01:25 PM
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Quote:
Originally Posted by ferrangi
I understand from an early post on this subject, that you can withdrawl cash from your S&S account without paying the fee for cash advance on my credit card?
That would be great.
Just go to the casino, either purchase chips or get cash through one of the slots, then cash it out with the cashier.

There is a 3% surcharge which is $1.50 for $50. Small price to pay for convenience. And, your charge card views these transactions as purchases.
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Old August 14th, 2007, 02:45 PM
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So essentially you're losing 3% just by stepping into the casino. Most checking and savings account don't even pay 3% and to just throw this away right off the bat seems foolish to me. Kinda like getting money out of an ATM... why would anyone pay to get access to their own money!?
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Old August 14th, 2007, 03:07 PM
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Quote:
Originally Posted by lumofny
So essentially you're losing 3% just by stepping into the casino. Most checking and savings account don't even pay 3% and to just throw this away right off the bat seems foolish to me. Kinda like getting money out of an ATM... why would anyone pay to get access to their own money!?
Well that is one way of looking at it.

IMHO ATM's are one best inventions of this technological world we now live in. I find them more useful than cell phones because you no longer have to guesstimate how much money you will need for any particular event or day. You put a little bit in your pocket along with your ATM card and you are good to go. Because of my relationship with my bank I don't pay any bank fees for any of my accounts. Therefore, to pay just 3% overage so that I don't have to worry about taking large amounts of cash with me on vacation is a small price to pay not to have to worry about how much is enough or too much and trying to keep track of large sums of cash.

By the way, on Carnival cruiseships, the atm fee is $5.

I used the sail and sign card on my last cruise and in relation to my other expenses, the 3% was not even noticed. It is like paying them $.60 to hold onto my $20 bill.
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Old August 14th, 2007, 03:30 PM
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Carnival loves the people who think it's worth 3% for the convenience

It's really an exhorbitant amount of surcharge. 3% is actually almost equal to the profit they make on some of their table games.

Can't imagine any land based business charging you 3% for the convenience of using their charge card staying in business very long

RCI/Celebrity and NCL do not charge service fees on those transactions.
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Old August 14th, 2007, 04:44 PM
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Quote:
Originally Posted by Kuki
Carnival loves the people who think it's worth 3% for the convenience

It's really an exhorbitant amount of surcharge. 3% is actually almost equal to the profit they make on some of their table games.

Can't imagine any land based business charging you 3% for the convenience of using their charge card staying in business very long

RCI/Celebrity and NCL do not charge service fees on those transactions.
On land, you can walk out of Macys and go to Sears. On a cruise there is no competition.

Most land based businesses actually charge you upward of 24% for using their charge cards but people don't see it like that because the payments are stretched out.

It is a matter preference.

I don't pay any other bank fees nor do I pay interest on any of my credit cards because I wipe out the balance every month. Therefore, to pay 3% on $20 or $50 which is $.60 or $1.50 is nothing more than a convenience charge to me. Now if I was getting $500 from Carnival at a time for a service charge of $15.00 that would be one thing but for $1.50??? I look at it as "Here hold my money and keep it save until I need it".

A lot of people frown on the service charge but think nothing of paying 18, 20, or 24% interest on a large credit card balance for years.

However, it is all how you look at it.
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Old August 14th, 2007, 04:47 PM
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Question? If you go to the casino and buy chips with your sail and sign card, are you charged 3% when you cash out?

What if you buy chips with cash at the casino, are you charged 3% when you cash out?

This is robbery if you ask me.

If you credit your sail and sign do you still have to pay the 3% since you didn't cash out just put the credit back on your s&s?

Help.

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