i have it and use it for everything where i work and have used it to cruise free in sept, balcony on the triumph. 145000 points apprx. took almost 7 months to pile up, lot of purchases at $1 per point. i pay by card , get reimbursed within two days and head right to the bank to deposit. i pay off the card 100% twice a month and never paid interest. i have checked on the discounts and found close to the same pricing on line. i have also used the card to get $ back on airline tickets ($25 i think). have cruised free 4 times in 3 years.
I also have the card and have used it to purchase just about everything and still have not gotten anything. When I tried to use the card for a cruise it actually was costing more for the cruise than at the Carnival site. How do you get so much from this card?
I am glad you said that Marty because that is actually what I think I will be doing with that Sea Card which is paying it off and cutting it up. Its useless for what most people think it will get them in the long run. I can't figure out how that person on this post got so much unless they charged "huge" amounts of money on it.
as parts manager of a large ford dealership, i buy a lot. i pay for as much as i can with the card. supplies from sams club, parts from other dealerships out of state, tools, even let other employees use the card to hide xmas gift purchases. one rule, i get paid in cash before you order or if for work, i get paid in two days. yes, credit card bill is EXTREMELY high, but by banking immediately, i even earn a little(very) interest. it probably is not the best card, i saw a few months ago someone had posted a 5% earnback, but when i contacted the poster, they never got back to me. i figured it was just someone with time on their hands. anyone have a better card, please post details.
I had the card also. They were late on applying my payment due to the labor day holiday and charged me $36 late fee. I was very mad. NEVER late and always paid in full. I called, they would not reverse the charge, they would not even look at my previous account payments (always early) so I closed the account. I had put $13000 on it in 6 mos and now THEY lost my business also. The card could work if you owned a business.
But for the working man, IT SUCKS!!! But I do love cruizing on CARNIVAL.
Huge interest rates, but it sounded good. Just not for me. Good Luck to others.