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Old July 28th, 2008, 12:20 PM
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Default cruise deposit, cash or credit card?

hello, when you book a cruise with a travel agent, can you pay the deposit with cash or does it have to be with a credit card?
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Old July 28th, 2008, 12:32 PM
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I frequently pay my TA with cash or check. My TA then sends an agency check to the cruise lines. Once she gets a confirmation from them that they received the deposit, she emails me a copy of that confirmation.
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Old July 28th, 2008, 01:01 PM
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Default Re: cruise deposit, cash or credit card?

Quote:
Originally Posted by kokopops
hello, when you book a cruise with a travel agent, can you pay the deposit with cash or does it have to be with a credit card?
All cruise payment transactions should be done using a credit card. This is a smart cruiser tip. This protects you in the event there is a problem with the cruise. You have a recourse with the credit card company and can dispute the charge. With cash you have no recourse.

The charge should always be to the cruise line and never to the travel agent. If it is to the agent or agency then I would find a new agent.

Take care,
Mike
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Old July 28th, 2008, 01:58 PM
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I second Mike's advice. Always pay with a credit card at least then you have hope if something goes wrong. Travel agents are wonderful but some of them do go bankrupt and some make big mistakes. You know that mastercard, visa or Amex are not going to go bankrupt or close their doors all of the sudden but you don't necessarily know that about the TA down the street.
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Old July 28th, 2008, 02:41 PM
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Quote:
Originally Posted by 2Littletime
I second Mike's advice. Always pay with a credit card at least then you have hope if something goes wrong. Travel agents are wonderful but some of them do go bankrupt and some make big mistakes. You know that mastercard, visa or Amex are not going to go bankrupt or close their doors all of the sudden but you don't necessarily know that about the TA down the street.
Thanks 2littletime for the more in depth explanation. When I wrote my post I was like you and had: "2littletime".

Use your credit card when purchasing your cruise.

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Mike
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Old July 28th, 2008, 08:22 PM
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CREDIT CARD!!!!

Not only for purchase protection, but for peace of mind! If you have a points credit card like I do, then there are points to collect to get goods or services!!!!
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Old July 29th, 2008, 09:01 AM
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If you wanted to pay safely in cash, use your debit card, most of them are visa or mc--depending on your bank--and Im pretty sure they offer the same protection as credit cards do. I suppose you could even get a prepaid debit card like green dot, and use that if you didnt want to give them the debit card linked to your checking account.
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Old July 29th, 2008, 09:12 PM
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The third person in the Cat 11 suite for our 2009 cruise used her personal check to pay the deposit down. This is a first time traveler who did not want to give a credit card number to our vacation planner. It took along time to post to our cruise reservation. I sure hope she uses a debit card or credit card for her sign and sail card account on the ship.
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Old July 30th, 2008, 09:01 AM
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Quote:
Originally Posted by Ro
The third person in the Cat 11 suite for our 2009 cruise used her personal check to pay the deposit down. This is a first time traveler who did not want to give a credit card number to our vacation planner. It took along time to post to our cruise reservation. I sure hope she uses a debit card or credit card for her sign and sail card account on the ship.
Just a suggestion but maybe you could suggest that she purchase funship dollars with her personal check and use them as her deposit for the cruise.
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Old July 30th, 2008, 09:06 AM
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Quote:
Originally Posted by Andrea007
If you wanted to pay safely in cash, use your debit card, most of them are visa or mc--depending on your bank--and Im pretty sure they offer the same protection as credit cards do. I suppose you could even get a prepaid debit card like green dot, and use that if you didnt want to give them the debit card linked to your checking account.
This is one area where I love banking in two different countries. Our Bank of America debit card has the visa logo with all the same protection as our credit card, but it's cash. Our Canadian debit cards for the most part have no Visa/MC logo and operate only as a debit card and can be used only with a pin and only in person. It's kind of cool in many ways, we were widely using the debit systems for purchases before it became the way to go in the USA but yet, we seem to be lagging behind in the development that adds the Visa/MC logo to the cards. It's all very interesting.
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Old July 30th, 2008, 09:51 AM
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when purchasing your cruise, definately use a credit card...

Now onboard, MYSELF, i take/use cash/travelers checks to secure my onboard account. Reason i do that is that you can start off with a 'set amount" to put down. You can continually monitor your spending, if need be you can add more cash. ON a prior cruise, i used a credit card and you get "caught" up in the moment at times, drinks here, shopping on board there, casino, etc...next thing i knew at the end of the cruise I only thought i'd spend about 1500...HAHA, no way, try 3000. I had a great time and i wasn't upset but was definately surprised. If u use a cash deposit on board, whatever you don't use, they will give you back final night while you're sleeping in a check slipped under your door.

Whatever you're more comfortable with but regardless, have fun..

Happy Sailing !!
Ryan
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Old July 30th, 2008, 10:07 AM
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in Canada most travel agents go thru a wholesaler that deals with the cruiseline dirctly.They issue the booking number usually as the TA is on the phone with the wholesaler.

In some provinces there is consumer protection against failures by airlines,
tour suppliers etc.
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Old July 30th, 2008, 07:46 PM
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I am trying to teach the third person in our cabin for the 2009 cruise to do it my way which is to purchase the certificates, drink coupons and photo coupons ahead of time so she doesn't have to worry about using a debit or credit card.
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Old July 30th, 2008, 08:02 PM
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Quote:
This is one area where I love banking in two different countries. Our Bank of America debit card has the visa logo with all the same protection as our credit card, but it's cash. Our Canadian debit cards for the most part have no Visa/MC logo and operate only as a debit card and can be used only with a pin and only in person. It's kind of cool in many ways, we were widely using the debit systems for purchases before it became the way to go in the USA but yet, we seem to be lagging behind in the development that adds the Visa/MC logo to the cards. It's all very interesting.
Do you think it could be the canadian banks not wanting to pay for the visa/mc logo? If visa/mc paid the banks to use their logo's then all banks would have it, but if it was the other way around, then maybe the banks don't want to pay for that service. Do stores regularly take visa's? I know there's a small merchant fee for shops to take them. I remember when I first started driving 8 years ago, I always had to ask the fast food places if they accepted cards, sometimes they did and sometimes they didn't. Now Im shocked if any place (even mom and pop stores) doesnt take them. [/quote]
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Old July 31st, 2008, 09:12 AM
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Do you think it could be the canadian banks not wanting to pay for the visa/mc logo? If visa/mc paid the banks to use their logo's then all banks would have it, but if it was the other way around, then maybe the banks don't want to pay for that service. Do stores regularly take visa's? I know there's a small merchant fee for shops to take them. I remember when I first started driving 8 years ago, I always had to ask the fast food places if they accepted cards, sometimes they did and sometimes they didn't. Now Im shocked if any place (even mom and pop stores) doesnt take them. [/quote][/quote]

It could absolutely be the banks not wanting to pay for the logo, it could also be that they'd really rather we use the high interest rate credit cards rather than making it any easier for us to live on cash. In this time of economic restraint though, I have to say that my Canadian MC hasn't been out of my wallet in a long time, I always use my BoA Visa debit card, I love the convenience.

Regarding your experience 8 years ago, I had to chuckle because it made me recall being in a huge mall in the US and I went to make a purchase with my debit card and the cashier thought I was nuts and I explained that we used our debit card to make purchases in Canada and she really really thought I was crazy. I used my mastercard and all was well but at that point I can remember rushing to tell my husband that they didn't know how the debit system worked and we both shared a chuckle. So often the US has first dibs on things in the financial world so we sure were surprised : ) Just more proof that although good neighbours, we definitely have our difference!
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Old July 31st, 2008, 01:19 PM
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Please use a credit card. My wife and I payed a travel agent years ago using cash for a cruise to Bermuda. We gave him $1000 to book and he gave us a conformation number. We came to make a payment one afternoon and he was clearing out his office and going out of business. I threaten serious injury if he did not cut us a check. He gave me a starter check from another bank he was moving all of his assets to prior to bankruptcy. The cruise line would not give us any information when we asked them when he canceled our cruise. They are only obligated to the travel agent in terms of information. From what I heard he cheated a number people who booked cruises with him including the very people who worked for him. My wife and I were pretty lucky to get our money back.
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Old August 1st, 2008, 12:29 AM
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You were very lucky to get your money back. Always use a credit card because the credit card companies back up most purchases. I would have felt like slugging that guy too! Bob
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