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Old February 18th, 2009, 01:33 AM
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Default Help Please!

Greetings! I am leaving for our cruise in 4 more days and need a question answered. I read that if you use a credit or a credit/debit card as your form of payment on the ship, that they put a hold on the funds. How much of a hold? Not on the whole amount do they? For instance, if you have a $3000 credit card, how much of a hold do they put on it?
Thank you so much!!!!!!!!!!!!1
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Old February 18th, 2009, 01:46 AM
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They will hold what ever amount you ask them to. I asked them NOT to hold anything as I was estabilishing a cash account, and they did anyways. Only $50 to cover the grautities. But the last time, I had them hold $250 and when I went over they auth'd $250 more, so no, they will not put a hold on your entire balance.
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Old February 18th, 2009, 01:48 AM
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thank you so much for the quick response. I just wanted to besure that they were not locking up the whole card.
Thanks a bunch!
Happy Sailing!
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Old February 18th, 2009, 07:59 AM
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Enjoy your first cruise. Don't be surprized if you become addicted.

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Old February 18th, 2009, 08:13 AM
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Don't use a debit card if you can help it. Use a regular credit card... I've read more than one comment/rant about how their debit card had a hold on money not used.... just a warning.
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Old February 18th, 2009, 10:54 AM
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Cruise lines and cruise ships seem to have varying policies when it comes to "holds" against credit cards. We have a 38 day cruise booked on Holland America and I have just been informed they have "blocked off" $4500.00 against that card. I don't have a problem with it since I have other creidt cards, however if one had a low limited credit card and had only one card, then your charging days may be on hold until you get back to shore and the time expires for the hold. The cruise lines will usually tell you how much they are blocking on your card. "Blocking" against a credit card is a normal practice in the travel industry including hotel check ins. When a clerk blocks an excessive amount is when you may encounter probelms. You can also discuss this issue by calling the 1-800 number on your credit card and talk with the issurer.
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Old February 18th, 2009, 05:26 PM
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Quote:
Originally Posted by bobsfamily
Don't use a debit card if you can help it. Use a regular credit card... I've read more than one comment/rant about how their debit card had a hold on money not used.... just a warning.
We used a debit card. They held $250, and whatever we did not use they did not release it until 2 days after we got back home. Just a note of warning.
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Old February 18th, 2009, 11:00 PM
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They held $50 on my card and it was released the day we docked. But that might be due to who I bank with (USAA). I think it does matter when the bank releases the funds too.
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Old February 19th, 2009, 12:34 AM
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WHAT ?
I always use a credit card and have never encountered anything being
" blocked off "
What-ever I charged on the ship went to that card, I later get a bill from the credit card company, then I paid it. That was that .
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Old February 19th, 2009, 01:58 AM
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Quote:
Originally Posted by Thoth
WHAT ?
I always use a credit card and have never encountered anything being
" blocked off "
What-ever I charged on the ship went to that card, I later get a bill from the credit card company, then I paid it. That was that .
Most time there is an amount that is auth'd on the card. This mostly applies to Debit cards, not so much CC's. Carnival will auth a set amount for your S & S account if you want one and to cover your gratuties, but of course you can change that.
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Old February 19th, 2009, 07:21 AM
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Quote:
Originally Posted by Thoth
WHAT ? :-?
I always use a credit card and have never encountered anything being
" blocked off "
What-ever I charged on the ship went to that card, I later get a bill from the credit card company, then I paid it. That was that .
If you have a large credit limit and have little on the card you would never notice it and thus would have no idea unless you called the CC company and inquired. That is the case with most people... they never have a problem and never know about the "hold". It is with debit cards that most problems happen.

The best way to avoid all of the is to bring $20,000.00 in cash with you and put half down as a deposit.... and the other half use for tips and a little bit of gambling.... that way you won't have a problem... LOL
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Old February 19th, 2009, 08:14 PM
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Quote:
Originally Posted by bobsfamily
Quote:
Originally Posted by Thoth
WHAT ?
I always use a credit card and have never encountered anything being
" blocked off "
What-ever I charged on the ship went to that card, I later get a bill from the credit card company, then I paid it. That was that .
If you have a large credit limit and have little on the card you would never notice it and thus would have no idea unless you called the CC company and inquired. That is the case with most people... they never have a problem and never know about the "hold". It is with debit cards that most problems happen.

The best way to avoid all of the is to bring $20,000.00 in cash with you and put half down as a deposit.... and the other half use for tips and a little bit of gambling.... that way you won't have a problem...
...that's funny...

I agree that it's better to use a credit card... you will have no problems.

JoanK
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