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Old June 11th, 2009, 12:40 AM
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Default How do you save for your next cruise?

As soon as we get home from a cruise I start my "envelopes" I label each one with the name and dollar amount needed for that expense. When the right amount is inside I seal that envelope and put it away. The money I get to go into the envelopes comes from rounding up my grocery store purchases to the next 5 or 0 and putting that amount away in the envelope. For example my total is 3.78. I put 5.78 on my debit card or check and get the extra 2 dollars to go in my envelope.

some of the envelopes are:
Cab from airpoort to hotel plus tip (if we dont need to use it it goes into a fund to add to our on board tips

Cab and tip from hotel to pier

Room service Tips (I put 1's in there)

On Board Tips (room Steward etc)

Port Spending $$$

Casino

Cab pier to airport

What do you do to save for your next cruise?

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Old June 11th, 2009, 01:13 AM
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We like to book way out, maybe nine months to a year, from the date of the cruise. We pay the deposit then work on putting away what we need for final payment. When we book way out that gives us alot of time to save up the cash! Works for us.


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Old June 11th, 2009, 08:15 AM
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I book mine pretty far out and pay as I go. Unfortunately the only one I really saved for was my sister's Mediterranean one last year.... I usually just end up deciding to go and book. Then I avoid buying somethings, just watch my money, thinking I can use that money later on my cruise.
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Old June 11th, 2009, 08:24 AM
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I have done this to save in my retirement account (Roth IRA), but it would work with a cruise. Depends on when you get paid. But on the 15th and 30th of each month the bank would remove money from my checking account (I have direct deposit) and put the money into my IRA. For cruising you could have the money put into a saving account and you only use that money to cruise.
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Old June 11th, 2009, 08:48 AM
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She's right. I have a special savings account and deposit a check every month like clockwork. No matter what. It adds up fast.
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Old June 11th, 2009, 09:11 AM
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Our plan is to do what AKcruiser does to some extent. I do quit a bit of sales on EBAY, cars ,parts and just stuff I buy, and can make a little bit on. Buy it for $2 and sell it for $10. That is where our cruise money comes from. When I have enough for a downpayment then we book our cruise. We then plan what we want to do on the cruise, and save accordingly. There are many clever ways to do it I am sure. It just depends on your personal motivation.

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Old June 11th, 2009, 10:57 AM
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I usually just decide when I want to go and put the deposit down and pay from there.

Since I booked about 5 months out, I put a jar (decorated of course) on top of my entertainment center. My boyfriend and I figured if we each put $10/week in there, we'd have almost $400 saved for fun money. I found that not only do I put my $10 in, but I also will throw the extra dollar in my wallet in there or the change from shopping. Holy cow-it adds up fast!

I also I recently discovered the "wanted" list on Craigslist. I cruise that, find someone who wants something I have (and no longer want) and then strike a sale. I just made a $100 last night selling old egyptian decor I would have otherwise thrown out. Now I'm thinking, this will cover the Supper Club, or this will cover my excursion etc...so I think will continue trying to make sales for my "fun" money.
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Old June 11th, 2009, 11:01 AM
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I also do the childish countdown paper chain...

My boyfriend and I make one paper link for every week we have left from the time of booking. On each one, we write something to do for that week that we rip it off, or a goal we should have reached by the week we rip it off. We make them fun, funny, and sometimes practical.

ie. Trip should be paid for or airfare should be purchased, or what can we do in Jamaica mon?

Stuff like that. Whatever it says, we do. I especially like the one we threw in there for fun, "flip a coin-loser buys winner ice cream." Ha ha, I won!!!
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Old June 11th, 2009, 11:22 AM
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This is our third cruise all of them we have booked a year out. After we pay the deposit we pay monthly payments to pay the cruise off. We save all our change in a jar then we take a little out of each check to put in savings. Last year we had a little over 300 in change that we cashed in the day before we left. When we got back we started putting our change back in even though we did not have a cruise booked YET. It is amazing how fast change adds up. My 13 year old son saves his money so he can have spending money to buy what ever he wants.
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Old June 11th, 2009, 11:51 AM
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We usually about a year in advance. Then i save so much each week for the cruise. Plus I am a waitress and I save all change from tips. Put in a jar and then when full I cash it in and put in envelope for whatever I am saving for first. like shore excursions or shopping or gambling. What ever.. But the fun part is I take all One dollar bills and look at the letter on the bill. I save all C"s for Cruise.. and G's for my husbands name. We put those in a envelope and also use for one thing on our cruise. its easy and we like to give up other things for that year for the wonderful vacation and enjoment we have for that cruise we are looking forward to. So its not always real easy but its so worth it.. Happy cruising..
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Old June 11th, 2009, 12:26 PM
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Quote:
Originally Posted by LeeandKelli
We like to book way out, maybe nine months to a year, from the date of the cruise. We pay the deposit then work on putting away what we need for final payment. When we book way out that gives us alot of time to save up the cash! Works for us.


Lee & Kelli
That is what we usually do. Book about nine months in advance, make monthly payments on it. I have a certain amount coming out of my check going into the CU that I don't see and sometimes forget. When it is time to go, I have quite a bit of spending money!!!
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Old June 13th, 2009, 08:06 PM
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great ideas....lets keep this up!! You'd be surprised how fast it adds up when you round up at the grocery store and put it in!! It's a super feeling when you can seal an envelope and know that that part of the trip is paid in full!!

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Old June 13th, 2009, 08:28 PM
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I put away a fixed amount every pay day ( 26 per year) . This is our
travel fund . For hotels I save up different travel points .
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Old June 13th, 2009, 09:07 PM
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dopeydozier...

That's what did last year, redeemed some travel points for our pre-cruise stay at the Embassy Suites in Miami. FREE room, great way to start a cruise vacation!

It's just an extra day on your cruise........


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Old June 14th, 2009, 02:01 AM
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Monthly deposits in a vacation club account and my change jar at home.
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Old June 14th, 2009, 04:34 AM
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on my daily 5 mile walk in the morning, I pick up loose change on the ground and when it adds up to $1.00 (about every 3 days) I play my cabin number on my last cruise in the day's pick 4 number and believe it or not , I usually hit once a year for between $100 to $ 600, which thus becomes my fun spending money


also, I tool have a cookie jar that I save my loose change, change that I save by using coupons at the store and since I purchase a lot of books/cd's from Borders and Barnes and Nobles, they send online coupons, so the money I save using them, put in the cookie jar

because I go on full charter jazz cruises which are much more expensive then the normal cruises, it means I cruise about once every 18 months instead of once a year, so I am able to budget and pay in installments
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Old June 14th, 2009, 09:35 AM
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Old June 14th, 2009, 09:45 AM
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Some great ideas here!

I never spend change or 1's, they always go into my "cruise fund" jar. And if I get to the next payday and have money left in my checking account, I move that into the vacation fund account. Works for me!
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Old June 14th, 2009, 09:56 AM
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I make sure that after my deposit, I can pay it off $50-$100 a month and have both cruise and airfare paid off before cruise date. This means booking 12-13 months out of course. I hope that when I retire to cruise more often and take advantage of last minute specials, of course I'll live in Florida then so airfare won't be an issue.
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Old June 14th, 2009, 02:20 PM
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Quote:
Originally Posted by ShotoJuku
VISA - It's everywhere you want to be!
Even bankruptcy court.
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Old June 14th, 2009, 08:50 PM
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Christmas club account at the credit union. The only presents are for our cruise.
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Old June 16th, 2009, 12:15 AM
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I too have a change jar on my dresser. We also put any money we get that we didn't expect into our cruise fund.

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Old June 16th, 2009, 09:42 AM
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Quote:
Originally Posted by katlady
Quote:
Originally Posted by ShotoJuku
VISA - It's everywhere you want to be!
Even bankruptcy court.
Not to worry, bankruptcy is a thing of the past, we have the Obama bailout plan - free money for everyone and a new GM car too!!!!
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