InsureMyTrip.Com

luv2vacation63 · #1 (**permalink**) January 5th, 2010, 03:17 PM

This is only my second cruise and for the first cruise I purchased my trip insurance through AAA, who was our booking agent. This time, I reserved my cruise with a different travel agent so I am looking for trip insurance options and found InsureMyTrip.com. LOTS of options on this site, so can anyone tell me if they have used this site, and if yes, can you give advice as to what to look for and what to avoid. The obvious to me was the medical and emergency medical evacuation but what else should I evaluate on? Also, has anyone had to use their travel insurance and what was your good/bad experiences in dealing with them? Should I avoid certain trip insurance companies that may be listed on InsureMyTrip altogether? My cruise doesn't depart till 6/20/10 so I have some time but don't want to wait till the last minute.

Thanks!

Trip · #2 (**permalink**) January 5th, 2010, 03:29 PM

I always use this site,but have never had a claim, but know people who ,and they, had no issues.....

Make your side by side comparisons on the site, and for me the medical evac is most important as well...I add in the hotel and air.

Once I plug in my info, I do the side by side comparison, I can instantly see the variances in policies, and decide which one leans closest to my priorities...

If by chance there is an illness factored into your info, make sure you buy the insurance within the required time stated. I have used most of the majors, which top the listings....

green_rd · #3 (**permalink**) January 6th, 2010, 07:46 AM

We included cancel-for-any-reason coverage on our last cruise due to H1N1 concerns. If you want this coverage you have to buy the insurance within a couple of weeks of your booking.

ScurvyDog · #4 (**permalink**) January 6th, 2010, 07:49 AM

I have used them and was very satisfied but have never had to file a claim.
Follow Trip's advice and I think you will be fine.

luv2vacation63 · #5 (**permalink**) January 6th, 2010, 07:57 AM

Glad to know others have used this site with no problems. Thanks for your comments.

Donna · #6 (**permalink**) January 6th, 2010, 09:29 AM

I use CSA travel protection now, and have never had a problem even with claims. Make sure you have trip interuption and baggage loss as well, you just never know.

Floridanamaw · #7 (**permalink**) January 6th, 2010, 01:25 PM

I've used them for all three of our crusies. If you have a pre-existing condition you have to buy the insurance within a certain time frame for them to cover a lose that is related to that condition. I've never had to file a claim either, thank goodness.

hiral.vora23 · #8 (**permalink**) January 24th, 2011, 06:16 AM

Friends, there is one more user friendly website, www.insureatclick.com to buy instant insurance policies. You can easily compare policy for best quote.

HawkeyeFLA · #9 (**permalink**) January 24th, 2011, 06:31 AM

Wow, lots of spam running around these days. I've seen InsureMyTrip.com discussed on here before with good words said. Myself, I'm a USAA member, so I do everything through them, and suggest that anyone who served honorably do the same.

Cruznut2 · #10 (**permalink**) January 24th, 2011, 09:20 AM

Quote:

Originally Posted by Donna

I use CSA travel protection now, and have never had a problem even with claims. Make sure you have trip interuption and baggage loss as well, you just never know.

The agency I work for also uses CSA most clients are satisfied. Another carrier I like is itravelinsured.com.

Laura

Snoozeman · #11 (**permalink**) January 24th, 2011, 10:01 AM

Quote:

Originally Posted by Cruznut2

...Another carrier I like is itravelinsured.com.

Laura

That's who I use whenever I do get insurance.
(which is rarely)

OP: yes that's a good site.