When you go to insuremytrip.com, plug in all your pertinent info, and click to get side by side comparisons, which makes it much easier to view what company offers you what is best for you..Also check the pre existing clauses, that could effect your choices.
Medical evacuation from a ship is most important, as the cost of this is out of the realm of most, and trip interruption, can save you when your flights have issues.
Trip, with her book & tea!
Chat Hostess & Board Moderator
We always use..."Travel Guard". Our Travel Agent obtains it for us when we purchase a cruise or any other travels. Last May my wife had an accident and we were not able to go. We had purchased a cruise prior to her accident, to sail in September. We purchased "Travel Guard" insurance for that cruise. Well we received a "FULL REFUND" for the cruise and "NON REFUNDABLE" airline tickets. I thought that we were going to have to eat those airline tickets, but I was very suprised to receive our money back. Thank you Travel Guard Insurance and having a great travel agent.
We love anything assocated with crusing and traveling. We are retired U.S. Navy...and loving it, "Been there...done that"! (almost).
MS Carnival Glory 11/2010
MS Carnival Liberty 11/2007
MS Carnival Spirit 10/2006
MS Carnival Victory 12/2005
MS Star Princess 12/2002
MS Carnival Victory 12/2000
USS Bristol County, LST 1198, 1980-1982
USS Turner Joy, DD951, 1973-1978
I have also sween articles lately about travel agents selling travel "protection" that is not real travel insurance. There have even been cases brought up where some agents have been cited by the state of Florida for selling insurance "without a license."
That is yet another reason to use "insuremytrip" and to read your policy very carefully. Make sure it says "insurance" not "protection."
Also - one thing to understand about travel insurance is this - if it does not specifically say it covers something, it doesn't cover it.
I see people asking quastions like "Can I cancel my cruise because of a state department warning about H1N1?" - if your policy doesn't say you are covered for health warnings then you aren't.
Insurance policies are one area where you should get exactly what the contract says. If you don't the company is not reputable. I have heard of a company called Prime Travel that apparently was not real insurance - but I am pretty sure they are no longer selling asny kind of coverage anyway. if they are - don't buy them.
I am the editor, but I also speculate, ask questions and play devil's advocate. I reserve the right to change my mind.