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Old August 31st, 2010, 01:02 AM
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Default Question regarding GCA Cash Advance

Hello Cruisemates!

My first post here on the forum

I have a question regarding receiving cash advance on the Carnival Cruise ships. How does it work and what is required?

My travel agent (who is on vacation now!) says I need my credit card but never answered my question clearly..

Will I need my social security card? I lost it about a month ago, and applied for a replacement 2 weeks ago, still processing.

Just curious, in case the need arises.. thanks everyone!

-Patrick
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Old August 31st, 2010, 01:21 AM
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Quote:
Originally Posted by sk8pat777 View Post
Hello Cruisemates!

My first post here on the forum

I have a question regarding receiving cash advance on the Carnival Cruise ships. How does it work and what is required?

My travel agent (who is on vacation now!) says I need my credit card but never answered my question clearly..

Will I need my social security card? I lost it about a month ago, and applied for a replacement 2 weeks ago, still processing.

Just curious, in case the need arises.. thanks everyone!

-Patrick

Hello Patrick,
I'm not quite sure of your question but here goes.
A GCA Cash Advance sounds like asking for money at the ships casino
If a ship advances you cash to play with then it is applied to the Credit Card you registered with the ship when you booked your cabin.
In essence your CC will be billed and you will pay it back in your normal payment cycle.

Social Security card needed, assume you need to provide additional identification over and above your ships cabin card which might also include your passport.

Not sure if I've helped
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Old August 31st, 2010, 01:25 AM
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Thank you Robh, that somewhat helps..

I just wanted to know what the requirements were, etc.
I forgot I emailed Carnival about this from my other email account, and they just said you'll need your credit card, which doesn't help much either..

Hope my passport will suffice

Thank you, anyone else with experience/insight, please chime in!
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Old August 31st, 2010, 02:00 AM
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Patrick,

Quote :" If you find you have too much money on hand the Casablanca Casino can help you out in a matter of minutes. The casino has slots, blackjack, Caribbean stud poker. There are Megacash slots that are linked with all Carnivall cruise ships where the jackpot has been as high as a million dollars. There are 2 cent slots where you can win a car. You can use old fashioned cash or your ship account card in the casino. If you need to you can also get a cash advance in the casino on your credit card."

Activities Offered On Carnival Fantasy Class Ships - Cruise Advisor

quote: "The casino presents still another aspect of the onboard credit picture, which also varies by cruise line. At Carnival, only a small amount of shipboard credit is available for use in the casino. "We do allow some chip purchases to be billed to your stateroom for a limited amount," Hall says, adding that while guests can't charge large amounts of chips to their room, they have access to funds in other ways. "We do have ATMs aboard our ships, so that's one way to get cash aboard for the casino. The casinos on Carnival ships also have a credit-card/cash advance service for a fee. It's a third-party service, like most Las Vegas casinos use, that allows you to take an advance on your credit card."

Shipboard credit: who gets it & how much? | Cruise Travel | Find Articles at BNET

The main point here is that they will charge you a % or fee to advance cash for the casino.
Think above two links covers your question
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Old August 31st, 2010, 08:42 AM
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I read both links, but still unsure what the requirements are..

Do I simply take my credit card to GCA, they swipe it, charge me a fee, and give me an advance? Do I need to fill out an application, do a credit check?

I've done a bunch of google-ing and can't find anything other than "Use your credit card to get cash advance up to your credit limit"

Thanks!
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Old August 31st, 2010, 10:46 AM
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Your credit card you give at embarkation will be all you need. It is connected to your S&S card. Just give your S&S card at the casino window and tell them how much money you want. There are limits per day on some cards. If your playing slots you can also get advance right at the slot machine and that is also connected to your credit card/S&S card. As long as your credit card is in good shape you should have no problem, you can also use the ATM or go to the purser desk. We have been on some cruises that the ATM ran out of money near the end of the cruise, there are lots of ways to get money.
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Old August 31st, 2010, 10:48 AM
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Best I can see, you arrive on the ship with a CC registered and go to the casino and ask for a cash advance from your CC. You will then be billed that day and your balance checked at the CC company, monies advanced,
Amount reduced from your CC balance.

That is it.

Call Carnival again
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Old August 31st, 2010, 11:59 AM
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Default Holds

You mentioned up to your CC limit for use. Sound like a serious casino user.
Word to the wise, ensure your CC balance has ample give in it and allow for other expenses on the ship including gratuities.

What happens is the ship will each day and sometimes more , request a HOLD of xn dollars each night based on your expected usage.
So, for most people this might mean a few hundred and into the thousands.
for the cruise length.
Given your CC balance remaining is healthy then it will be paid in full at the end of the cruise but it is possible the total amount though deducted will be considered still on HOLD for a few days to a few weeks.

So, say you arrive with a CC limit available of $5,000, you spend $2,000 on the ship so the remaining balance is $3,000 from your view but in essence the balance might be a bit less due to the HOLD still active.

Otherwise , have a great trip
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Old August 31st, 2010, 12:53 PM
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There is no fee for a cash advance at a slot machine. You use your Sail and Sign card which is backed by your credit card. They will either authorize the amount you request are not. The daily limit is usually around $1000.

If you are looking for a line of credit with the casino:
Question: How do I establish a line of credit?
Answer: Go to the Contact Us and submit an email to the "Line Of Credit Request". Please include your name, telephone number, email address. Requests must be made a minimum of two to four weeks prior to sailing.

And assuming you are referring the the casino, you can contact the Ocean Players Club:
OPC at 1 888-OPC-CLUB (672-2582)

and their website:
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Old August 31st, 2010, 07:16 PM
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Got it figured out.. all Carnival needs at the Cash Advance desk is your ID and credit card.. you don't have to use your S&S card to receive a cash advance.

Thanks for all the help guys! I do hope to win big at the Casino again
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Old August 31st, 2010, 08:06 PM
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If you do a cash advance, there will be a service fee.


If your charge to your sail and sign card at a slot machine, there is no service fee. You can cash out to your S&S card right away, take it to the cashier, and get cash.
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