My auto insurance is expiring in a few days so I go out to find some quotes. I was talking to one giving her a my facts then she asked for my birthday. I told her 1-30-1920. Then she said O I am so sorry we do not insure persons over 75.
Now what do you think of that? I told her all the necessary facts and then she asked for the BD. I told her why didn't she asked that up front. I just hung up. My thoughts are IMHO that is discrimation. Well anyway I am keeping my present insurance. They have the best price anyway.
Cruising on Ruby Princess: September 22, 2015. 10 Days, From New York to Quebec City. My 98th Cruise!
Well Ray, I know I would feel the same way if I was in your shoes. But you know how it is... one bad apple has to spoil it for everyone else.
Basically you can blame my parents. They have no business being on the road. Two very scary senior drivers with a bad case of road rage. I swear my mom is probably going to get shot one day because she keeps letting all of the other drivers know they're number one...she just uses the wrong finger, if you know what I mean. Truly, my parents are the reason Senior Citizen's can't get auto insurance.
I'd report the company to AARP and see if they'll go and lobby to change their policies. I think my parents are insured through Good Sam's Club...obviously they'll insure anyone lol!
Why in heaven's name do they continue to drive then? Don't you feel like you should do something about your parents driving if they're not really road worthy? It's a hard thing to do (speaking from experience) but then again it would be worse if they killed someone.
Angela, you obviously haven't got to know me too well here on Cruisemates. Many of my posts are a bit tongue in cheek and meant more for their (hopefully) entertainment value than true edification. However, Angela I'll be more than glad to forward you their name and address and you see what kind of impact you have convincing them they shouldn't drive. Good luck to you! Seriously, its like talking to a wall, a wall that swears like a sailor if you're talking to my Mom.
Beenie, it is a real shame that your parents are that way when they drive and I hope they aren't as bad as you tongue in cheeked about.
Please let your parents know that "Road Rage" is just the same as a virus, it is really easy to pass on and affects so many people after the initial infection.
Ray it is a good idea to stick with your original comp. as they know you but the others don't.[/i]
Beenie, I think your Mother must be related to my lately departed Aunt. When she was in the nursing home the following note was found on her chart. "This woman should have been retired to an old sailors home, she swears a lot".
“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.“
How discouraging. I'm sure there must be some companies out there that do insure seniors. Maybe you just have to retake the drivers test or something to get requalified. I hope you find some solutions soon.
I am one who has always advocated the renewal price of a drivers license should be doubled and everyone should be REQUIRED to take a road test, every eight years, in order to renew their license. This would increase to four years at age 50.
The added cost would cover the cost of facilities and personnel required for increased numbers of people taking the road test.
If you pass the road test then you are insurable at any age. Simple enough.
There are unsafe drivers at all ages and those that are unsafe need to be pulled out of the system before law enforcement, doctors or a tragic accident forces them out of it.
__________________ Cruisemates Community Leader/Moderator
"There is a great difference between being well traveled and just having been to many places." ~Me
Insurance is ridiculous. After many years of dry feet (no cruising by my choice), I decided to give in to a 20 year dream and go to Antarctica. In one day I found my ship, the Azamara Journey, part of the Celebrity fleet, and was booked and under deposit. Then I asked the booking agent the price of trip insurance. Because of my age (nyob), I was quoted $756! I gulped and paid it. What else was there to do. I'd already checked other trip insurance policies and they were all about the same for that particular cruise. Evidently, if they need to evacuate you out of Antarctica it's by private charter flight. The health portion of the insurance covers $300,000 worth of everything. The personal items part is a measly $50,000. I don't think I own $50,000 worth of stuff if you except my apartment and I'm not taking that with me.
Sorry to hear that Ray. It does sound discriminatory if you ask me.
My parents are 72 and are in excellent physical health. Heck, my dad could still whip my butt if wanted and I'm a young, sprite 42 years... lol
Sure there are some people that probably shouldn't be driving, but I think Mike hit the nail on the head... if you can pass the drivers test, there should be no age limit on who can drive or be insured.
Carnival Inspiration - Jun 2007
Carnival Fantasy - Feb 1995
Many elderly are on drugs that CAN affect their driving skills and decision making. Some even taking multiple drugs that interact with each other increasing the potency in their system. THIS fact should also be a consideration before issuing a driverâ€™s license.
Many donâ€™t consider physician prescribed drugs an issue...but it should be.