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Old October 6th, 2007, 08:43 AM
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Default Question about medical coverage on board.

I know that NCL doesn't provide health insurance. I don't necessarily think that anything will happen... but I have tmj and currently am seeing a specialist for it. I will be getting my splint before I leave and will have enough prescriptions for the time I am gone. But let's say something happens with my jaw and it locks up again, will they be able to bring me somewhere for treatment and will they pay for it or will I just be screwed?

Also, does anyone live in Mass? We need to have health insurance now, by law... soooooo is working on a cruise ship kinda a loophole? Or and I still screwed and need to get insurance?


I have a lot of phone calls to make.
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Old October 6th, 2007, 08:49 AM
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NCL will have you covered while onboard, but I guess you still need your regular health insurance. But that I'm no expert on since I live in a country where we don't need to worry about things like that
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Old October 6th, 2007, 09:48 AM
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I am not sure about NCL - but NCLA's union (SEATU) can provide health insurance. When you are on the ship - every embarkation day the union rep, Hazel, will come on board, you can ask her about that information...
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Old October 7th, 2007, 07:43 AM
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NCLA offers medical insurance and there is a doctor on board. If they can't treat the problem on the ship then you will be sent to someone on one of the islands for treatment. They can also fill prescriptions on board too.
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Old October 7th, 2007, 09:56 AM
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thanks for the answers about ncla... but im going on an international boat.

how about taxes... anyone from the states know about that.

these people weren't very clear about the important stuff!
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Old October 7th, 2007, 11:24 AM
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Quote:
Originally Posted by messicamouse
thanks for the answers about ncla... but im going on an international boat.

how about taxes... anyone from the states know about that.

these people weren't very clear about the important stuff!
If you are working on a foreign flagged ship, I'm pretty sure you are paid in cash. No taxes are taken out, and it is the responsibility of the employees to report and pay all taxes associated with their particular country and/or state.
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Old October 10th, 2007, 01:27 PM
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I'm a US citizen and have only worked on foriegn flagged ships. We're paid in cash twice a month and yes - federal taxes are taken out. Not social security and workmens comp is not in the picture either. Taxes are NOT taken out of non-US workers. They are responsible for reporting back to their home countries.

My line uses http://www.mhgmarine.com/ to offer 'off contract' medical insurance, usually only major medical/emergency care.

I remember when I worked for NCL, they did have something similar. When you're on board and under contract, you are fully covered
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