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Old February 6th, 2010, 11:44 AM
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Default health insurance while working on a cruise ship

Hi,
I dont know if anyone can help me but I'm having trouble finding health insurance for when i start work on the ships and didnt know if anybody could give me any names. Most companies wont give you health insurance for work on a cruise ship for whole contract. So if anyone can give me any ideas that would be great. Thanks.
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Old February 6th, 2010, 11:56 AM
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I can't really answer your question but I am going to copy this question to our Crewmembers area where you will probably get a more accurate answer.

Take care,
Mike
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Old February 6th, 2010, 10:13 PM
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Old February 10th, 2010, 06:43 PM
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Cruise lines will generally give you complete health care while working onboard a cruise ship (they did for me). In fact, most of the time a doctor spends treating people on a ship is for the crew.

I got sick while working for Royal Viking, and they flew me home to recover (pink eye). Later on I had a bladder polyp and they were prepared to transport me to germany and have me treated at their expense (actually, I believe the German gov't was going to pay for it). I would have involved 8 days in the hospital. I ended up having it done in Florida and paid for it myself - but that was my choice (I did not want to spend 8 days of my vacation in a hospital. In the US they did it outpatient).

If your contract does not include healthcare that would be news to me. No standard healthcare insurance will cover you internationally. But you can buy full-time med-evacuation insurance from American Express for about $150/year. If you fall ill anywhere more than 100 miles away from home they will transport you to a U.S. facility. This is often one of the most expensive factors of getting ill overseas.
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Old February 10th, 2010, 08:42 PM
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Not sure, but perhaps Bec's position is with a concessionaire.

I am certain that Harding Brothers and Steiner don't provide health care coverage.

Sorry bec, I can't provide you with any helpful suggestions as my coverage is provided by my company.
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