Go Back   CruiseMates Cruise Community and Forums > Destinations > European & Mediterranean Destinations
Register Forgot Password?

Reply
 
LinkBack Thread Tools Search this Thread Display Modes
  #1 (permalink)  
Old February 3rd, 2004, 05:33 PM
Wes Rahn
Guest
 
Posts: n/a
Default Credit Card and ATM

We will be cruising to the following ports (Le Havre - Lisbon - Cadiz- Barcelona - Marseille -Cannes - Genoa and Rome) on the NCL Dream's London to Rome April 19, 2004. I've used a Master Card in Europe on other trips and used traveler checks, but never used the ATM machines. How well do they work and do you get Euros or dollars or do you have a choice? What fees are involved in the transaction and is it a good thing to do?

Thanks,
Wes
Reply With Quote
Sponsored Links
  #2 (permalink)  
Old February 3rd, 2004, 06:44 PM
ThomasEU
Guest
 
Posts: n/a
Default Re: Credit Card and ATM

We always use ATMs in Europe. You get the currency of the country [which for the most part is Euro].
Reply With Quote
  #3 (permalink)  
Old February 4th, 2004, 09:44 AM
Senior Member
Captain
 
Join Date: Jan 2003
Posts: 509
Default Re: Credit Card and ATM

Hi Wes,

The ATMs work well overseas and are readily available in the tourist areas, but you need to make sure before you go that you have a 4-digit PIN because the others won't work over there. As previously noted, the currency that you will receive will be the currency for that country (mostly Euros except in the Baltic countries). You have probably seen the segments on the 20/20 type news programs about those plastic devices that can be slipped into the ATM card openings to make you think the ATM ate your card and then the thieves retrieve your card to use it (happens in the U.S. too), so make sure to cover your hand when you use your PIN. You know, just the normal precautions you would take in any city in the U.S.

Happy cruising,
Donna
Reply With Quote
  #4 (permalink)  
Old February 4th, 2004, 09:52 AM
Senior Member
Captain
 
Join Date: Jan 2003
Posts: 509
Default Re: Credit Card and ATM

Forgot to answer your question about fees--check with your bank. We were charged $2 per transaction for overseas ATM transactions, but it was worth it to us because we got such a good exchange rate. Generally (everyone's situation is a little different), I would recommend getting a small amount of each currency from your bank before you leave the U.S. so that if you have to take a cab or need to purchase something small or tip or whatever before you use the ATM, you'll have some. Then I think it's best to use your credit card everywhere you can, but check with your credit card company before you leave to determine their markup over the wholesale rate. It's usually about 2-3% and that's customary. Your goal should be to avoid exchanging money several times. Every time you switch from dollars to Euros or whatever, you'll pay a fee. On the Baltic cruises where there are many different currencies, you can lose a lot by converting small amounts. If you have less than $10, you might as well buy yourself a little something nice because you'll lose most of it in the exchange. Whatever you do, don't exchange money on the ship; you should go to a bank in the port. On the ship, you will be charged a fee (usually about $6 US) AND the exchange rate is not good. You also have the option of buying traveler's checks in Euros instead of dollars. Richard suggested on another post that you might consider buying Euros now since the dollar is so weak, so that's another strategy too (and assumes that the dollar will continue to weaken against the Euro).
Reply With Quote
  #5 (permalink)  
Old February 4th, 2004, 08:53 PM
Wes Rahn
Guest
 
Posts: n/a
Default Re: Re: Credit Card and ATM

Thanks to all who answered my request for information. I now have a four digit PIN number and have notified the card company where and when I'll be using the card, so they don't cut off the credit line because they suspect fraud. I also was informed there will be a 1% exchange fee to convert from $ to Euros and the bank charges a 3% transaction fee (min of $5) and the transaction is treated as a cash advance with a 12.99% rate from the time of the transaction.

It's nice to have a place where people are willing to share knowledge and experiences to help others. I can now make decisions based on knowledge I didn't have before.

Thanks,
Wes
Reply With Quote
Reply

Bookmarks

Tags
atm, havre, le, port

Similar Threads
Thread Thread Starter Forum Replies Last Post
Sign/Sailing Card and Credit Card/Cash deposit rick15325 Princess Cruise Lines 5 July 13th, 2009 10:40 AM
credit card vs any expired magnetic strip card for the safe Michelle1959 Carnival Cruise Lines 18 July 13th, 2007 12:33 PM
Poll: Cruise Cash: Travelers Checks or ATM Card Mike M Chit - Chat for Cruisers 5 April 19th, 2006 09:54 PM
Can u pay Sail&Sighn card w/Credit card... tips too??? LadyInAwe First-Time Cruisers 7 March 1st, 2006 09:38 AM
Credit card and the Sail & Sign card Heidict Royal Caribbean International 7 February 8th, 2004 07:01 AM


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


 

All times are GMT -4. The time now is 03:57 PM.
design by: Themes by Design

Powered by vBulletin® Version 3.8.7 Beta 1
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO 3.6.1