How do most people pay for cruising? Do you just save up the money ahead of time? Take out a loan? I've also heard that Carnival has a credit card....anyone use this or know anything about this credit card?
what we usually do is start saving up, put something in the bank everyweek. We pay for the cruise with our credit card - its safer- just in case something goes wrong, and we pay off the cruise balance when the statement arrives with the money we have saved.
The credit cards are usually a visa card. Disney and Royal Caribbean also have them. They are used for anything, but Disney will offer you 6 months no interest and rewards points, and RCI will offer you onboard credit or discounts for future cruises dependent upon use. Carnival is probably similar.
We have a budget and put money away every month. We do pay by credit card (one that gives airline miles) and then pay in full when the statement comes in. We also budget our spending money monthly and save change. You'll be surprised how quickly it adds up. For our last cruise we had 5 people and our end of cruise total was about $1,500.00. This included about $500 for excursions and our tips of $350.00.
Celebrity Century 1/09
Carnival Destiny 10/07
Carnival Destiny 9/06
Monarch of the Seas 3/06
Carnival Inspiration 8/05
Carnival Miracle 4/05
Carnival Inspiration 4/04
Sovereign of the Seas 4/03
I am going on my first cruise in June and I am paying money to my TA every month so by the time June gets here my cruise will be paid for including the tips. Around $200. each month. I can't wait for my cruise.
i always like to see how others pay for their cruise.
for me, i book and charge my cruise to the discover card a year before the cruise. then i pay double the amount per month to get it paid off by the time i go. then for my ""cruise savings fund """ that i dont touch, i work a 2nd part time job, i deposit 2 xmas club checks into, my income tax return goes in as well and anything else that comes my way as far as extra money ( ya right ). i dont eat out alot or spend money on frivilas things i really dont need. i try to put my change into a special container and i ask my family to only get me cruise things for xmas. i also book and pay for the big item tours way in advance. that way they are taken care of before i go. my friends and family think i am crazy, but i just feel i have my prioritys in the order i like them to be in. and i get lots of money saving tips from here on the boards. call me a frugal, crazzzzed person for the year ahead of time for the cruise but it sure makes for a nicer time and i can have fun and buy things i like on the trip.
thomas, you are too funny. i think you better start putting more money in to save grace with your wife.
We save like crazy and never charge a cruise (or anythng else for that matter - charge cards and dorothy don't mix.....dangerous combination). Any discretionary income comes into the "cruise fund" - a savings account set up just for that purpose. I teach a couple of classes a week and that money is outside our regular budget - into the cruise acct. it goes.
My Mom will frequently send me birthday $$ or "just because" $$ - into the cruise fund. Rebate checks, tax refunds, you name it. It's surprising how those funds add up!
You crack me up, Thomas!!!
Carnival Elation March 11
Carnival Imagination Sept 07
Carniival Sensation Dec 06
RCI Sovereign of the Seas Sept 06
Carnival Miracle Sept 05
Carnival Glory Sept 04
Carnival Fantasy Jan 04
Hi all...I used to charge it and go...but having been thru a BK, I now save throughout the year and put it on the visa check card issued by my bank. I also use a reputable travel agent , and do my own homework to assure that I am getting the best rate that we can find.
"Twenty years from now, you will be more disappointed by the things you didn't do than the ones you did. So throw off the bowlines. Sail away from the safe harbor. Catch the tradewinds in your sails. Explore, Dream, Discover."
As a collector, collecting pop cans in Washington and taking them to Oregon where they are worth 5 cents each for refund is the best way...
David and I watch pricing very carefully. We try to pay cash at deposit time and cash at final payment time. Our cruise for Thanksgiving was only $600 P.P. for a double sized balcony cabin on the Constellation. We paid about half up front and half in September. We can't wait eventhough everywhere we're going has some hurricaine damage. What the hell!
Some of our best cruises have been the least expensive so be sure to shop around.