You really don't need them, but I usually get some for every cruise, last one I didn't even use them, but you can also cash them onboard at no charge, a good idea to have them, but not necessary.
we usually split our cash up - half traveler's checks, half cash, you will need some cash on a cruise,- on shore for things like cab fare, small souveniours, small rental fees - for lounge chairs, drinks, lunch- things like that. Any large ticket amount should be placed on your charge card. Bring only what you think you might need for the day in cash, you can cash your traveler's checks at the Purser's desk for no charge, if you cash a traveler's check on the islands, your change will most likely be in local currency.
We use traveler's checks for the security feature.
OK....I have a dumb question too....actually two! I have never used traveler's checks, so I am a bit lost.......
If I do decide to buy traveler's checks and want to cash them in for local currency (I am going to Cozumel and Playa del Carmen) - where do I do that? Is there usually a fee involved for cashing them in?
Also, I assume I can use traveler's checks in any store or restaurant? And I will just get change back in local currency? I assume then I should get some in small monetary amounts?
Please forgive my cluelessness, but I usually just use cash or my debit or credit card. But after my debit card was fraudulently duplicated after my last trip to Mexico in May - I swore I would not use my debit card at all this trip!