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Old July 10th, 2009, 04:01 PM
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Default Sign/Sailing Card and Credit Card/Cash deposit

Leaving in a few weeks aboard the Golden Princess for Alaska. In the cruise answer book, it talks about giving them a credit card or $300 cash per person deposit. If I was to give them my Visa/Debit card number in lieu of the cash, do they place a $300 dollar per person hold on the card and then we settle at the end of the cruise? I can do either option, which is better?
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Old July 10th, 2009, 08:24 PM
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Default Re: Sign/Sailing Card and Credit Card/Cash deposit

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Originally Posted by rick15325
Leaving in a few weeks aboard the Golden Princess for Alaska. In the cruise answer book, it talks about giving them a credit card or $300 cash per person deposit. If I was to give them my Visa/Debit card number in lieu of the cash, do they place a $300 dollar per person hold on the card and then we settle at the end of the cruise? I can do either option, which is better?
I am a debit card FREAK. Yes, I use it for everything. Except for big purchases. Yes, (debit cards) will hold a certain amount...many times a BIG amount.

Depending on the limit you set personally or the limit set for you, your ATM dispensing might be depleted. Remember, this depends on your bank and on you.

IMHO, may I suggest using (or getting) a credit card and paying it off immediately. Certain cards come with some kind of 'guarantee' with your purchase. You can stop payment for services not rendered, or other problems encountered.

At the end of your trip, you can always choose how to pay the line.

Many friends of mine have traveled *out of country* with me, putting their debit card as payment (hold) on hotels. They were never able to withdraw money when needed for emergencies.

Please consider my advice while I consider some richer friends. Just kidding, I love every one of them...and wished they would have listened to me.

Sweet Sailing!

p.s. Many credit cards offer some type of travel insurance, albeit, not much.
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Old July 10th, 2009, 09:20 PM
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I would assume this works the same as a regular credit card when it comes to using it out of the country. A good idea to call them before you leave and let them know you will be using it while traveling, wouldn't hurt.
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Old July 11th, 2009, 02:22 AM
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THE BEST THING TO DO IS GET A PRINCESS CREDIT CARD AND CHARGE EVERYTHING TO THAT. THEY GIVE YOU A 2% REBATE ON EVERY EXPENSE WITH PRINCESS AND 1% ON ALL OTHER PURCHASES. YOU HAVE ABSOLUTELY NO PROTECTION WITH A DEBIT CARD AND I CAN'T SEE MY ANYONE WOULD USE ONE. I BELIEVE THAT YOU CAN GET ONE WHILE YOU ARE ON YOUR CRUISE AND START USING IT THEN. I HAVE HAD ONE FOR A LITTLE OVER A YEAR AND USE IT FOR EVERYTHING AND I HAVE GOTTEN OVER $1500 BACK ALREADY.
HAVE A GREAT CRUISE!!!!!
JIM..
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Old July 11th, 2009, 08:36 AM
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I have to agree with the previous poster, you don't get any kind of protection by using a debt card, where using a regular credit card gives you something back plus some purchase protection. Once you get charged on a debt card, the moneys are gone from your account.

I'd consider just getting a card for the cruise, have your money set aside and be able to pay off your charges by the end of the cruise. If you should have any problems, you have the cc company to back you up and the money isn't already gone, its some protection.
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Old July 13th, 2009, 10:40 AM
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i have to agree with the other posters, use a credit card for your onboard expenses, and have the money set aside to pay it off. What a lot of folks do is just put the credit card number on file and pay cash or travelers checks at the pursers desk throughout the cruise against your on board balance. I know that debit cards are totally convenient but if you use it for your shipboard account and for some reason you need to get emergecy cash you might not be able to do that and as the others have stated no protection with a debit card.
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