Has anyone used them for travel insurance? The prices dont seem to be too bad but I dont have anything to compare it to either. For a family of 4 I was quoted $236 based on a 7 day cruise. Is it worth it? Are there any other companies were checking out?
MARINER OF THE SEAS-JULY 2006
MONARCH OF THE SEAS-DECEMBER 2005
MARINER OF THE SEAS-JULY 2005
MONARCH OF THE SEAS-AUGUST 2004
Remember, everyones insurance cost will be different because of the many factors the insurance companies base their coverage. I had "older" relatives get insurance for the same cruise one time and theirs cost more because of their age. Other factors insurance companies use besides age of travelers are...number of travelers, destination, total cost of trip, (be sure to include any airfare, car rentals and hotels), number of days for trip (we add a day before and after). We have always used CSA and they paid a claim within 3 weeks last year because of Hurricane Frances. This time we are using CSA WebDirect. We got it for $106.
Teresa and Larry
#36-Carnival Splendor 9/16/12
7 night Mexican Riviera
#37-Allure of the Seas 11/11/12
7 night Eastern Caribbean
Yes...travel insurance is definitely worth it. I witnessed an experience where my wife and I traveled with a group and the travel agent to Mexican Riviera for 7 days. Included in this group was the travel agen'ts adult children. The third day of our trip, the travel agent died. This was devastating for her children. Unfortunately she did purchase insurance and arrangements had been made for her body to be returned to Los Angeles. Unfortunately, her adult children did not and, as such, they would have had to either pay out of pocket to return home or continue the trip. They had to continue the trip. A family member in Los Angeles had to go to Mazatlan and handle all othe arrangements. This experience taught me a valuable lesson...GET INSURANCE. I have used Travel Guard but also us Access America, which I will be using on my
11-day trip to the Caribbean on Brilliance of the Sea departing March 26th.
CSA is my first choice with Travelguard my second. As mentioned the cost depends on things like length of cruise, what all is to be covered, cost of cruise among other things. Price alone should not determine what company you go with and yes, it's something everyone should carry. NMNita