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Old July 6th, 2008, 12:02 PM
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Default Anybody know?

How much RCCL puts a hold on the credit card for when you board? Is it according to how many days your cruising...is it a set hold per day or just a generic flat amount no matter which cruise?
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Old July 6th, 2008, 12:26 PM
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The set sail pass is set up either with cash of your choice amount (minimum is required) or your credit card number. At the end of the trip, RCI charges your card for the amount you have spent. If you have paid cash, they will let you know if you owe more or refund the remaining amount back to you. They provide a bill to show what you've paid for, and you can check it on the TV in your room.

Does this help?
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Old July 6th, 2008, 12:42 PM
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do you know what the minimum hold amount is? We're going on a 4 day, and gave them our credit card # when we filled out the online registration. Just wondering what the hold will be, so we know what we have available for spending in port cities.
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Old July 6th, 2008, 01:31 PM
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There is no hold if you use your credit card, because they just charge it to the card at the end of the trip. Just be careful with your spending, it can add up very quickly! I always keep a close eye on mine just to be sure I haven't spent more than I budgeted for.
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Old July 6th, 2008, 02:36 PM
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This is the article I read on the cruisemates homepage. I certainly hope that it is not $200 a day.


Credit Card Planning:
If your cruise documents have arrived, you're probably feeling great about having paid for the cruise in full. But start evaluating the credit you'll need on your trip. You'll need one credit card with a sufficient credit line, because the cruise line will ask for a credit card upon embarkation to cover the cost of your on-board expenses. At check-in, they'll run off a "credit card authorization" for a certain amount of money. Depending on the line's policy, length of cruise and type of journey (luxury, premium or contemporary), the line might get authorization for $50 to $200 in daily charges.

Why? Sometimes the cost of on-board incidentals might rival the price of the cruise itself. It's possible to run up over a thousand dollars in onboard charges for shore trips, alcoholic beverages, special onboard programs, casino play, spa treatments and onboard shopping.

That doesn't mean you'll be billed on your credit card for more than you actually spend. If you spent only $80 for the week, that's what you'll pay when you get off the ship. But that preliminary credit authorization will apply to your card until it expires. For example, if you have a $2,500 credit card limit, the card already had a $1,500 balance prior to your cruise, and the line runs off $800 in "authorized" charges as a security deposit, you might be left with little usable credit on that card, at least temporarily.

If you rent a car or stay a few days in a hotel pre-cruise, those suppliers might also run off a credit card hold that could extend through the first day of your cruise. Translation? You might not have enough for the incidentals "hold" charge at check-in.

So never go on a cruise with only $100 or $200 credit on a credit card. I've seen people incredulous at the purser's desk when their card is declined, saying, "but it had at least $200 on it." In reality, that isn't enough.

Also, the "hold charges" placed on your credit card onboard might interfere with your ability to use that card for purchases ashore. Savvy cruisers take along two credit cards � one for incidentals onboard, another for purchases ashore.

http://www.cruisemates.com/articles/...se1-063008.cfm
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Old July 6th, 2008, 04:49 PM
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The cruise lines do not really publish what the hold is. As said above it could be $50 or $300. The ship looks at what spent every night. If you are under the initial hold, then you are OK. If you spent through that initial hold, they will get another hold. How much? Depends on what you spent. They like to have at least a $50 hold over what you have spent.

On the last night, they run the card for the charges incurred. The hold should go away in at least 3 business days, but it might take longer.

If the Debit/Credit Card is refused when placing a hold, expect a call from the purser. You will need another Debit/Credit Card or cash to bring you back to even again.
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Old July 6th, 2008, 05:59 PM
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I don't think they've ever put a "hold" on my CC, they just charge the final amount..
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Old July 6th, 2008, 06:11 PM
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Quote:
Originally Posted by Donna
I don't think they've ever put a "hold" on my CC, they just charge the final amount..
How do you know that they did not place a daily hold on the card?
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Old July 6th, 2008, 06:35 PM
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RCI absolutely does put a hold on your credit card and your debit card if used. The amount varies depending on number of people sailing and length of cruise. It goes roughly between $50 and $300 for the initial hold.

Each night the cruise line will look to see how much you are spending and increase the hold amount if necessary.

If you use a credit card, you will probably not even notice it. Depending on the policies of your credit card company, there will be only one hold which the cruise line will increase the amount as necessary and it will expire quickly when the cruise line makes the final charge on the last night for the full amount of your onboard bill.

If you use a debit card however, the policies are a little different. I found this out the hard way. Here, it depends on the debit card policies of your bank. After the initial hold, if you are spending more than the hold amount, the cruise line will initiate another hold for the higher amount each night it needs to. What this means is the you will have multiple holds on your debit card throughout the week in increasing amounts. Since most banks will not allow a merchant to increase an existing hold on a debit card, they have to start another hold for the higher hold amount before the previous hold expires. These mutiple holds will eat up your cash available on the debit card very quickly. I learned this the hard way while on the Mariner OTS in 2005 when our 7-day cruise bill was around $800, but the holds on my debit card equaled over $2000! It took a week for them all to expire and the bank allowed us to access our own money.

Now, we have an RCI credit card that we only use for our cruises, including the onboard account. This credit card only comes out for our cruise payments and travel expenses for our cruises, other than that we keep it put away. I only use a credit card now for our onboard account, never a debit card again.
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Old July 6th, 2008, 07:48 PM
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so what if you have an on board credit of $100.. which is what I have...then that gets used first?
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Old July 6th, 2008, 08:10 PM
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I had an onboard credit to my account on the Brilliance and they just credited it to my bill. There wasn't any using of anything first, it just showed up as a credit.
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Old July 6th, 2008, 10:09 PM
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Ok, so I guess my bottom line decision here is...I'll be using my debit card for my fun money, and my credit card simply for the cruiseline to use for cruise purchases. Good to know before we go
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Old July 7th, 2008, 12:10 AM
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Quote:
Originally Posted by missyg
so what if you have an on board credit of $100.. which is what I have...then that gets used first?
No, it will show as a $100 credit on your bill, but the cruise line will still put the initial hold in the same amount on your credit card or debit card.
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Old July 7th, 2008, 08:19 AM
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Many people don't know the CC company's put holds on your card all the time. Many gas stations purchases place holds on your card when you swipe it ast the pump. Usually between $25 - $75! The same thing happens in grocery stores and department stores.

The Cruise lines holds work the same way. It really depends on the CC company, not the cruise line. The CC companies determine the amount of hold that is placed.
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