Hopefully booking a cruise tomorrow. I have a family member (not going on the cruise) who is ill and I run the risk of having to cancel the cruise at the last minute. I usually never take out insurance but am considering it this time. Any experience with Royal's insurance.
Its always a good idea to take out travel insurance. I would check around and find the best coverage for you that would include cancelling for emergencies. They don't all cover the same issues, so be sure to puchase one that works for you.
There are many to choose from, I wouldn't just go with any one the cruiseline offers, shop around.
We use RBC insurance through our travel agent. I've never had to cancel travel but it's been close twice. Got down to the last day two cruises ago!
Celebrity Constellation (Penthouse booked for 2014)
Princess Grand Princess (2012) Vista Suite
Princess Crown Princess (2011) mini-suite
Princess Emerald Princess (2010) min-suite
Carnival Conquest (2008)
Princess Grand Princess (2003)
Carnival Victory (2002)
Celebrity Century (1997) Century Suite
Carnival Fantasy (1997)
Carnival Ecstasy (1994) Grand Suite
NCL Sunward (1992) Marquee Suite
RCI Nordic Empress (1990)
RCI Song of America (1988)
A good TA can recomend the best travel insurance for your needs.
I have had to cancel twice and the insurance was there for us.
Carnival Liberty New Year's Eve 2007
Liberty of the Seas 5/2008+11/2009
Allure 1/16/ 2011
You will be fine as long as the reason you have to cancel is a covered event. If it is not a covered reason then you may receive future cruise credits. We had to cancel a RCI cruise due to a death in the family and had the cruise line insurance and had no trouble collecting from the insurance company. We had the check within 2 weeks.