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Old July 13th, 2015, 05:14 AM
bonnyprincecharlie bonnyprincecharlie is offline
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Default Buy travel insurance. You may need it.

i don't sell insurance so i have nothing to gain, but in church yesterday the minister made an announcement that there would be a fundraising dinner for a church member. The details of the heart attack, stroke victim were given. The couple was in Aruba when the 50 year old male suffered a heart attack and then a stroke. The man was air evacuated to Fort Lauderdale where an operation was performed and he stayed for a few days subsequently he was air lifted to his home town for further medical care. The total cost was $60000 charged to an American Express card. Now I don't know how much of this charge was for both air evacs but, Now I don't know about the med evac but I would suppose that if the couple had travel insurance the air transport from Aruba to Fort Lauderdale and medical care for the man would have been covered. The point is a big chunk of these charges could have been taken care of with travel insurance.

This is a lesson that reminded me of the importance of this insurance. It also raised a question in my mind about American Express credit card and doesn't
it provide travel insurance.
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Old July 13th, 2015, 12:16 PM
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Even though we have preached about getting travel insurance for years, it still surprises me how many people think, oh I won't need it...and then they do

My husband and I were disembarked and spent 4 days in a St. Thomas hospital.mostninteresting was I purchased a years subscription on an Internet flash sale for less then $8.00!! The fee for a nurse to fly in from Miami to fly home with us was $9,000.00 alone....you do the math....

I can't imagine even imagine how,someone without the means would deal with the prepared cost of getting home,and getting better.

Get insurance people!...I hope your fellow parishioner is doing well..
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Old July 13th, 2015, 03:58 PM
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I'll chime in as well, only had to use it two times, but without it, a big cost...It just makes sense to get it, even if you don't need it...You just never know what can happen and the costs involved. Be smart and get it, always.
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Old July 13th, 2015, 10:00 PM
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Obviously, I'm a little prejudice on the matter as I sell travel insurance. But as I tell my clients, you hope purchasing the travel insurance is a waste of your money, because you hope you never need it. However, if you need it, you're damn glad you have it!

We were leaving on a two-week trip to Europe than included a one-week river cruise. We were all packed and ready to go - our bags were by the front door and we were literally hours before leaving to go to the airport. Our son developed chest pains and we had to rush him to the emergency room. After running alot of tests, they finally checked him into the hospital and three days later they removed his gall bladder. Obviously, we had to cancel the trip at the last minute and lost all of our fees. Luckily, we had the insurance they reimbursed us for everything, so we suffered no loss. This situation did not directly involved us, but a family member.

We had a friend of ours who's is also an agent and she had a client who had the worse case scenario happen. Her husband suffered a heart attack, had to be evacuated, ended up in a coma for a week before passing away in a foreign country. Total bills exceeded $100,000 and the insurance company paid for everything.

I could give you a dozen other stories, like a client of ours who landed in New Orleans and on the way from the airport to the pier, started having pains in her side. The cab took her to the hospital where she ended up having to have her appendix removed.

You get the picture, but it's one of those things where the cost is relatively minimum, but the circumstances can be major. Depends on how lucky you feel.

The one thing that irritates me are people who don't get the insurance and then when they have to cancel due to some problem occurring feeling like the cruise line owes them something. They go to social media complaining and whining about how cruel the cruise line is, yet it was their own fault for not taking advantage of the travel insurance that was offered to them.

As I always say, it's better to have it and not need it, than to need it and not have it.

Pete
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Old July 14th, 2015, 03:02 PM
Alexanderwalker1 Alexanderwalker1 is offline
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Should travel insurance play a role in your planning for this year's vacation. You need to look carefully at just how much protection insurance can actually provide you while you are away on vacation.

Last edited by Kuki; July 14th, 2015 at 03:31 PM.
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Old July 14th, 2015, 08:07 PM
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Most of us have auto insurance and renter's or homeowner's insurance, etc., but we don't usually have a claim. If we need it we're glad it's there and having it makes us feel more secure. It should be the same with travel insurance. We always buy travel insurance, just in case, and have never felt that the money was wasted.











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Old July 14th, 2015, 10:49 PM
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When pricing the cost of a cruise, just factor in the price of the insurance as you would port charges and taxes.....you can get an estimate on insure trip.com to use as an approximate cost.
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Old July 15th, 2015, 02:03 PM
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Default Travel insurance

We do an annual insurance plan as we travel every other month. Cost for a doctor's visit in Italy ran $100 this past trip.
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Old July 15th, 2015, 02:06 PM
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Study the policy. But even better, carry the policy with you in paper or electronic form as it may have requirements for documentation required for making claims


Quote:
Originally Posted by Alexanderwalker1 View Post
Should travel insurance play a role in your planning for this year's vacation. You need to look carefully at just how much protection insurance can actually provide you while you are away on vacation.
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Old July 16th, 2015, 07:17 AM
Alexanderwalker1 Alexanderwalker1 is offline
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Travel Insurance is an essential part of panama trip and is something that should not be put aside. Most soon to be travelers usually have heard about travel insurance.
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