Thanks Debra: You made some very good points - I am new to this stockholder "perk" and didn't realize that most other lines do this as well.
I certainly know what you mean about the economy - I am in cosmetic
sales (direct selling) and even though my company is a household name
for over 100 years - I find that doing business with me when my customers cut back on spending is tops on their list. Also, living in Western
New York where the general economy is not that great and the NYS system of taxation is killing our middle class is no picnic.