We're with you. We skimp on lots of things....our car is virtually an antique, as are a lot of our things. We also use a cruise point credit card....one of the good ones that you can't even get anymore. Clip coupons, shop sales on basics and, doing the taxes, I figured out that the total I spent last year on clothes, shoes, purses, et. al. was under $200. Granted I have a good wardrobe of basics and am housebound a lot due to health, but we will bypass pretty much any other "luxury" in order to get ourselves on a ship once a year. Hubby is in show biz, so it varies year to year. Super cheap cruise one year, spend more the next.
Too bad that I really need one right now!