Re hct: I too have thought the cruise line has some responsibility when you book your air through them. I would really like some clarification about this. It seems to be one of those gray areas. Last April due to mechanical difficulties with our plane we looked to be too late to make our cruise departure from San Juan, and anecdotally fellow travelers said the cruise would pay for a hotel and a flight to our first destination to meet the ship. But the cruise line said nothing about this--didn't say they wouldn't either. Luckily we made the ship by half an hour. At least embarkation was quick! This year we bought travel insurance, especially since we'll be traveling during the winter. Hopefully insurance will make a difference. But it should be status quo for the cruise line to take at least some responsbility when you book through them.