Just read an article in our local paper that reported that with the cost of refunding cruise fares to passengers, refunding fares to future (maybe next 2-3 weeks) passengers, tug fees and all the misc costs associated with getting the Spelndor back in service that Carnival would take a big hit in the pocketbook. It made me wonder if anyone knows if cruise lines carry insurance to cover incidents such as these? Anybody out there know?