Its a lot tougher to lose the ship than pay $150-million.
And by the way Carnival Corp earned something like 100 times that amount just in 2011 - 14.4 billion (I heard someplace). Not profit - net revenue.
As said - Lloyds of London will be paying the bill, but insuring ships is going to go up as well.
But is it a new day in the cruise world - only slightly. In a year this will be not forgotten, but also not much of a factor in terms of how well cruises sell.