Basically if you don't want to spend any money on your s&s account don't leave your room. I spent $140 on duty free booze( well worth the money), $200 tips not to mention cash tips to the appropriate people, $100 for wife to play roulette in the casino. the rest was booze! I think this may be part of the reason people just book inside cabins, why pay so much just to sleep! I spent $3200 for our balcony for 5 whereas an IC would have been a third of that.