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Old August 17th, 2008, 06:29 AM
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Default Travel Insurance Question

Does anyone know of an instance where someone who had purchased travel insurance, was denied boarding due to documentation problems (visa, immunization, passport). If so, was the insurance of any value?

The policy I am looking at (Travel Guard) is silent on this issue. This cause is not listed as a covered loss, and is not listed as exclusion.
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Old August 17th, 2008, 12:08 PM
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Default Re: Travel Insurance Question

Quote:
Originally Posted by zdgp
Does anyone know of an instance where someone who had purchased travel insurance, was denied boarding due to documentation problems (visa, immunization, passport). If so, was the insurance of any value?

The policy I am looking at (Travel Guard) is silent on this issue. This cause is not listed as a covered loss, and is not listed as exclusion.
I think it is HIGHLY unlikely that insurance would cover any documentation issues. It's not mentioned because they would assume anyone booking would understand they need to have what is legally required to complete their boarding contract.

Insurance is sold to cover the unexpected not the ignored.
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Old August 17th, 2008, 04:10 PM
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In other words, if I mail my passport to get a required visa, (AFTER paying for the cruise) and nothing happens, I'm stuck for the entire amount with no recourse. Sending off one's passport 60 days before a cruise, looks a bit risky.
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Old August 17th, 2008, 05:47 PM
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Quote:
Originally Posted by zdgp
In other words, if I mail my passport to get a required visa, (AFTER paying for the cruise) and nothing happens, I'm stuck for the entire amount with no recourse. Sending off one's passport 60 days before a cruise, looks a bit risky.
If you have received your visa, there should be no problems at time of boarding. Insurance is really designed to cover health problems or problems encountered once your voyage commences and that are outside of your control. Having a visa denied is not something insurance companies view as something outside of your control. Also, unless you have a major felony on your record there is little chance of it being denied.

Sending off your passport for a visa really isn't that risky. Thousands of people do it everyday. It's part of the process you go through for international travel.

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