I've never used them before - but I thought it might be a good idea to have some. Do most business accept them. Puerto Rico and St. Thomas are U.S. territories, so I think I would not have a problem there. What about St. Maarten? I want to buy a video camera there if I can really find one cheap. Would it be better to use a credit card or Traveler's checks?
I would use my credit card for the camera purchase. I usually bring a small amount of traveler's checks in case I run out of cash. I put large puchases on the credit card so if there is a problem I have someone to help me out.
Use the credit card, especially on large purchases because the exchange rate is better.
I haven't taken travelers checks in the last 15 years. I make few if any cash purchase that would be largere than $20. Frequently you'll get change in the local currency and then there's the problem of turning it back into USD. I've found taking a "clean" (no outstanding balance) credit card and maybe $100 in small bills works best for me. Now that the tips can be covered on my shipboard account I really don't need any more cash than that.
totally agree - for large ticket prices definatley use your credit card. We use traveler's checks- we keep them in the safe in our stateroom and cash them at the purser's desk before we go ashore budgeting what we might need for the day.