I just redeemed points from my card. For each category you can choose only one. But, you can use multiple points in each category. For example, if you want the robes, it will cost you 5,000 points. If you want the on board credit of 50 dollars, it will cost you another 5,000 points. I redeemed 5,000 points 8 times for a total of 40,000 points called last Monday and received all 8 certificates on Friday. They said it would take 6-8 weeks, received them in four days. Once you get them, fill out the back side and check off the item you want. You must mail them to the address listed 5 days before your cruise. For an extra charge of 16 dollars, they will priority mail them.