Ok, I have 606 days till my cruise, may I please have some..
suggestions as to how to save money for it? I am the worst money saver, so I need some ideas.
Can I pay for it as I go? Do they have something on Rccl like Funship bucks that I can get at save like on Carnvial.
I already have the change charge in placve and am starting of filling it...
Radiance of the Seas 2002
Diamond Princess 2006
Emerald Princess 2008
I suggest you go to the bank and open another little savings account. Call it your cruise fund. Fill up your change jar and turn it in to your account when it gets full. How about making it a fun thing adding to the account for your whole family?
Life is too short to let the ship of your dreams sail without you.
Carnival Destiny Feb. 2006
Carnival Fascination Feb. 2007
Royal Caribbean Grandeur of the Seas Feb. 2008 The DTW & MsBJ tour
Carnival Valor MsBJ and Dina Feb. 2009
Carnival Glory MsBJ and Dina Feb. 2010
Carnival Dream MsBJ and Dina Feb. 2011
Whenever I book a cruise, I ask my travel agent to charge my credit card on a monthly basis. Depending on the total price of the cruise, I ask her to charge $100, $150, $200, or $250 per month.
This way, when the final payment comes due, it's a very small amount. If you can afford a small charge against your credit card monthly, this is a good way to pay for your cruise without having that huge final payment.
Grandeur of the Seas 1-06-15
Grandeur of the Seas 1-16-15
Grandeur of the Seas 1-24-15
Open a vacation account at the bank and put some into it every payday.
Carnival Liberty New Year's Eve 2007
Liberty of the Seas 5/2008+11/2009
Allure 1/16/ 2011
Independence of the Seas 12/29/2013 Top-notch!
I agree with the others open a savings account; in addition have the bank transfer money from your checking to your saving account. Most bank will set up a transfer from the checking into the savings account on the same days of the month.
For example; if you get paid twice a month have the bank transfer $50 from your checking to your (cruise) savings account on the 1st and 15th of each month. If it happens automatically then you won't forget to do it. I had that when I had my Roth IRA and it worked great.
__________________ One part age; three parts liquor!
Freedom of the Seas 2012
Carnival Splendor 2010
Carnival Freedom 2008
Carnival Elation 2007
Celebrity Infinity 2006
Carnival Ecstasy 2005
Carnival Paradise 2004
Star Princess 2002
Viking Serenade 1994
I too have a big jar with a stopper that has "Cruise Fund" painted on it. That and a new "cruise only" bank account should suffice. Believe me the change jar works. Last time I emptied it out there was over $300 in it. It was a lot of coin rolling, but was a nice surprise !
Freedom Of The Seas -07
Radiance Of The Seas-07
Adventure Of The Seas-05
Navigator Of The Seas-04
Soverign Of The Seas-02
Big Red Boat-93
We always book at least 15 months out and we save change and start a special savings account to have money taken straight out of our paychecks, if you don't see it you can't miss it. The trips are well worth saving for.
I'm just a teen and only saving for my spending money on the cruise, but I give my mom $40.00 of each of my paychecks (so twice a month) and she puts it away somewhere that I am not aware of where it is (good plan or else i'd be 'borrowing' from it all the time) and doesn't let me take it out, this way i know i will have alot of spending money on the cruise this year me and my sister have our own room so have to pay our own accounts this year.
My suggestions would be the savings account, but if you are a bad saver then MAKE SURE you don't have access to it. Otherwise you will start 'borrowing' and that doesn't end up being paid back, believe me.
hope i helped
Disney Magic - March 2004
Royal Caribbean Grandeur of the Seas - October 2007
Royal Caribbean Explorer of the Seas - October/November 2009
Carnival Pride - February 2012