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Old January 26th, 2009, 09:13 PM
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Default Ok, I have 606 days till my cruise, may I please have some..

suggestions as to how to save money for it? I am the worst money saver, so I need some ideas.
Can I pay for it as I go? Do they have something on Rccl like Funship bucks that I can get at save like on Carnvial.

I already have the change charge in placve and am starting of filling it...
anything else?
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Old January 26th, 2009, 09:46 PM
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What is a change charge? Bob
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Old January 26th, 2009, 10:12 PM
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Sorry, my bad!

Change jar
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Old January 27th, 2009, 06:12 AM
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I suggest you go to the bank and open another little savings account. Call it your cruise fund. Fill up your change jar and turn it in to your account when it gets full. How about making it a fun thing adding to the account for your whole family?
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Old January 27th, 2009, 07:17 AM
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Default Saving for Cruise

Whenever I book a cruise, I ask my travel agent to charge my credit card on a monthly basis. Depending on the total price of the cruise, I ask her to charge $100, $150, $200, or $250 per month.

This way, when the final payment comes due, it's a very small amount. If you can afford a small charge against your credit card monthly, this is a good way to pay for your cruise without having that huge final payment.
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Old January 27th, 2009, 09:16 AM
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Open a vacation account at the bank and put some into it every payday.

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Old January 27th, 2009, 09:44 AM
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I agree with the others open a savings account; in addition have the bank transfer money from your checking to your saving account. Most bank will set up a transfer from the checking into the savings account on the same days of the month.

For example; if you get paid twice a month have the bank transfer $50 from your checking to your (cruise) savings account on the 1st and 15th of each month. If it happens automatically then you won't forget to do it. I had that when I had my Roth IRA and it worked great.
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Old January 27th, 2009, 10:56 AM
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A good way to accelerate your saving - start packing your lunch for work and cut down on eating out of an evening or weekend. It works and I am amazed in just how much is spent out at resturants.
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Old January 28th, 2009, 06:35 PM
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I too have a big jar with a stopper that has "Cruise Fund" painted on it. That and a new "cruise only" bank account should suffice. Believe me the change jar works. Last time I emptied it out there was over $300 in it. It was a lot of coin rolling, but was a nice surprise !
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Old January 28th, 2009, 10:34 PM
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Thanks! I think I will look into the savings acct, then I will have it taken out automatically from work.
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Old January 29th, 2009, 05:39 PM
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Default Cruise saving tips

We always book at least 15 months out and we save change and start a special savings account to have money taken straight out of our paychecks, if you don't see it you can't miss it. The trips are well worth saving for.
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Old January 29th, 2009, 09:30 PM
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I'm just a teen and only saving for my spending money on the cruise, but I give my mom $40.00 of each of my paychecks (so twice a month) and she puts it away somewhere that I am not aware of where it is (good plan or else i'd be 'borrowing' from it all the time) and doesn't let me take it out, this way i know i will have alot of spending money on the cruise this year me and my sister have our own room so have to pay our own accounts this year.
My suggestions would be the savings account, but if you are a bad saver then MAKE SURE you don't have access to it. Otherwise you will start 'borrowing' and that doesn't end up being paid back, believe me.

hope i helped
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Old February 5th, 2009, 08:49 AM
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Default saving money for cruise

Katlady had the best idea. Do it automatically and you'll never feel the pinch. Read "The Automatic Millionaire" by David Bach for great ideas to save.
Hope this helps and good sailings.
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